293 S 5th St, Cedar Springs, MI 49319 Property Records

Kent County property record for 293 S 5th St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1950
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jun 2024)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-208-008`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-208-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	132 ft deep x 99 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	293 S 5TH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 1/2 OF LOTS 7 & 8 BLK 80 ALSO N 1/2 OF THAT PART OF VACATED PORTION OF SPRING ST ADJ LOTS 7 & 8 BLK 80 ON THE S * VILLAGE
Legal Subdivision	VILLAGE
Legal Block	80
Legal Lot Number	7-8
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1027
Census Tract	10200

Owner

293 S 5th St is owned by two individuals who bought it in June 2024.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 N PITT ST, ALEXANDRIA, VA 22314-2345
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit SMITH FAMILY REVOCABLE TRUST
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SMITH FAMILY TRUST (RT)
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	202429779
Prior Transfer Date	May 31, 2024
Prior Transfer Doc	0000029779
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	293 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 S FI H ST, CEDAR SPRINGS, MI 49319

Mortgage

Document Number	0000053863
Date	Jul 1, 2022
Instrument	20220701-0053863

Lender

Name	SMITH FAMILY REVOCABLE TRUST
Type	Non-Lending Institution
Address	GRANT, MI 49327

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	293 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Document Number	0000109113
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 S 5TH ST CEDAR SPRINGS MI 493199490, CEDAR SPRINGS, MI 49319-9490

Mortgage

Document Number	0000109113
Date	Nov 17, 2020
Instrument	109113

Lender

Name	SMITH FAMILY TRUST (RT)
Address	10886 S MASON DR, GRANT, MI 49327-9500

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 7, 2018
Property Address	293 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Document Number	0000043687
Instrument Date	Jun 4, 2018
Instrument	20180607-0043687
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	INDEPENDENCE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$911.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15290 TISDEL AVE, 15290, CEDAR SPRINGS, MI 49319-9731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 S 5TH ST, CEDAR SPRINGS, MI 49319-9490

Mortgage

Document Number	0000043688
Date	Jun 7, 2018
Instrument	20180607-0043688

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 293 S 5th St was $4,201.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,100 (+12.57%)	$152,200 (+12.57%)
2025	$4,201.00	$67,600	$135,200
2023		$53,500	$107,000
2019	$1,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 293 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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