237 S 5th St, Cedar Springs, MI 49319 Property Records

Kent County property record for 237 S 5th St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,059 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$85,200 (Nov 2005)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-204-010`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-204-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,059 sqft Living Area
1st Floor Area	1,059 sqft
Basement Area	370 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	237 S 5TH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 BLK 73 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	73
Legal Lot Number	8
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1024
Census Tract	10200

Owner

237 S 5th St is owned and occupied by an individual who acquired it in May 2006.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	237 S 5TH ST, CEDAR SPRINGS, MI 49319-9489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2005 · Amount on File
Deed Sale	Nov 21, 2005 · Amount on File
Prior Sale	Mar 3, 2000 · Amount on File
Deed Document Number	2005140981
Last Transfer Date	May 24, 2006
Transfer Doc	0000064996
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	237 S 5TH ST, CEDAR SPRINGS, MI 49319-9489
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 S 5TH ST, CEDAR SPRINGS, MI 49319-9489

Mortgage

Document Number	0000047496
Date	Aug 22, 2023
Instrument	20230822-0047496

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	237 S 5TH ST, CEDAR SPRINGS, MI 49319-9489
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019303
Date	Feb 17, 2021
Instrument	20210217-0019303

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 237 S 5th St was $1,805.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,300 (+11.96%)	$196,600 (+11.96%)
2025	$1,805.00 Homeowner's exemption	$87,800	$175,600
2023		$69,600	$139,200
2019	$1,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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