261 Ridgeview Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 261 Ridgeview Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,610 sqft · built 1962
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Feb 2020)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0789-04-82-9830`

Property Details

APN / Parcel Number

Primary APN	`0789-04-82-9830`
Alternative APN	`555782755`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,610 sqft Living Area

Exterior

Year Built	Built 1962
Construction Type	Wood
Lot Area	103,673 sqft (2.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	555782755
Street Address	261 RIDGEVIEW RD
City	SPRUCE PINE
State	NC
Zip	28777-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PINE LAKE DR
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2029
Census Tract	950400

Owner

Source: Mitchell County records · APN 0789-04-82-9830

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	261 RIDGEVIEW RD, SPRUCE PINE, NC 28777-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2020 · Amount on Record
Deed Sale	Feb 03, 2020 · Amount on Record
Deed Document Number	2020000170
Deed Book / Page	610 / 401
Record Updated	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Feb 03, 2020
Property Address	261 RIDGEVIEW RD, SPRUCE PINE, NC 28777-5403
Document Number	610/401
Book / Page	610 / 401
Instrument Date	Jan 30, 2020
Instrument	2020000170
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 OUTLOOK CIR, 97, SWANNANOA, NC 28778-9233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 RIDGEVIEW RD, SPRUCE PINE, NC 28777-5403
Investor	Possibly a Property Investor

Mortgage

Document Number	2020000171
Date	Feb 03, 2020
Instrument	2020000171

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,684.00 (+1.59%)	$419,400 (-) Land $63,500 Building $355,900
2023	$2,642.00	$419,400 Land $63,500 Building $355,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.