195 Ridgeview Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 195 Ridgeview Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1968
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Nov 2020)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0789-04-83-4060`

Property Details

APN / Parcel Number

Primary APN	`0789-04-83-4060`
Alternative APN	`555783104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	58,806 sqft (1.35 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	555783104
Street Address	195 RIDGEVIEW RD
City	SPRUCE PINE
State	NC
Zip	28777-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE VIEW RD
Legal Subdivision	RIDGEVIEW ROAD
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2029
Census Tract	950400

Owner

Source: Mitchell County records · APN 0789-04-83-4060

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 RIDGEVIEW RD, SPRUCE PINE, NC 28777-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2020 · Amount on Record
Deed Sale	Nov 03, 2020 · Amount on Record
Prior Sale	Apr 18, 2011 · Amount on Record
Deed Document Number	20202050
Deed Book / Page	620 / 106
Prior Transfer Date	Jun 06, 2008
Prior Transfer Doc	477/038
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Nov 03, 2020
Property Address	195 RIDGEVIEW RD, SPRUCE PINE, NC 28777-9765
Document Number	620/106
Book / Page	620 / 106
Instrument Date	Nov 02, 2020
Instrument	2020002050
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$474.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 WHITE OAK RD, 91, ARDEN, NC 28704-9557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RIDGEVIEW RD, SPRUCE PINE, NC 28777-9765

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+1.64%)	$242,200 (-) Land $48,800 Building $193,400
2023	$1,525.00	$242,200 Land $48,800 Building $193,400	$242,200 Land $48,800 Building $193,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SWISS PINE LAKES private · serves 185 people
Water Source	Purchased surface water from TOWN OF SPRUCE PINE
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.