Mitchell County property record for 126 Ridgeview Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,332 sqft · built 1962 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Jul 2026) |
| Tax Bill | $1,393 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0789-04-82-9458 |
| Primary APN | 0789-04-82-9458 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 48,787 sqft (1.12 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555611450 |
|---|---|
| Street Address | 126 RIDGEVIEW RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE VIEW ROAD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 950400 |
Source: Mitchell County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 126 RIDGEVIEW RD, SPRUCE PINE, NC 28777-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | May 6, 2013 · Amount on Record |
| Deed Document Number | 20261197 |
| Deed Book / Page | 691 / 716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 9, 2026 |
| Property Address | 126 RIDGEVIEW RD, SPRUCE PINE, NC 28777-9765 |
| Document Number | 0000001197 |
| Book / Page | 691 / 716 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20261197 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 RIDGEVIEW RD, SPRUCE PINE, NC 28777-9765 |
| Document Number | 0000001198, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 20261198 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,393.00 (+1.53%) | $217,800 (-) Land $43,000 Building $174,800 | |
| 2023 | $1,372.00 | $217,800 Land $43,000 Building $174,800 | $217,800 Land $43,000 Building $174,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWISS PINE LAKES private · serves 185 people · EPA ID NC0161104 |
|---|---|
| Water Source | Purchased surface water from TOWN OF SPRUCE PINE |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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