261 Ridge Trail Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 261 Ridge Trail Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,539 sqft · built 1965
Lot Size	0.672 acres (29,259 sqft)
Owner	2 Company Names on Record
Last Sale	$325,850 (Feb 2026)
Tax Bill	$5,390 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-61-0475`

Property Details

APN / Parcel Number

Primary APN	`16Q-61-0475`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,539 sqft Living Area
Gross Area	2,999 sqft
1st Floor Area	1,144 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	29,259 sqft (0.672 acres)
Lot Dimensions	263 ft deep x 320 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Patio Area	70 sqft
Balcony Area	44 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	261 RIDGE TRAIL DR
City	CHESTERFIELD
State	MO
Zip	63017-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES FOURTH ADDITION LOT 261
Legal Subdivision	RIVER BEND ESTATES FOURTH ADDITION
Legal Lot Number	261
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2019
Census Tract	215105

Owner

Source: St. Louis County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	261 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Dec 2, 2021	Beneficiary Deed, Transfer
Nov 20, 2017	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Dec 6, 2013 · Amount on Record
Deed Document Number	202683
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	0247770039
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	261 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030

Mortgage

Document Number	0248122792
Date	Apr 21, 2021
Book Page	24812/2792
Instrument	2021042100315

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 2, 2021
Property Address	261 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Document Number	0247770039
Book / Page	24777 / 39
Map Reference	MB 109 PG 5
Instrument Date	Nov 22, 2021
Instrument	2021120200289
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	261 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	261 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Document Number	0227960393
Book / Page	022796 / 000393
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 RIDGE TRAIL DR CHESTERFIELD MO 630173030, CHESTERFIELD, MO 63017-3030

Mortgage

Document Number	0227960393
Date	Nov 29, 2017
Book Page	022796/000393
Instrument	91

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,690 (+23.53%) Land $50,430 Building $50,260	$529,900 (+23.52%) Land $265,400 Building $264,500
2024	$5,390.00 (+4.26%)
2023	$5,170.00 (+14.63%)	$81,510 (+25.27%) Land $31,390 Building $50,120	$429,000 (+25.26%) Land $165,200 Building $263,800
2022	$4,510.00	$65,070 Land $26,900 Building $38,170
2021			$342,500 Land $141,600 Building $200,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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