St. Louis County property record for 259 Ridge Trail Dr, Chesterfield, MO 63017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,280 sqft · built 1964 |
| Lot Size | 0.341 acres (14,876 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Mar 2015) |
| Tax Bill | $3,751 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16Q-6-1-059-6 |
| Primary APN | 16Q-6-1-059-6 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 14,876 sqft (0.341 acres) |
| Lot Dimensions | 171 ft deep x 58 ft wide |
| Terrain | Below Road/Slope |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 100 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 259 RIDGE TRAIL DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-3063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIVER BEND ESTATES FOURTH ADDITION |
| Legal Subdivision | RIVER BEND ESTATES FOURTH ADDITION |
| Legal Lot Number | 259 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MARYLAND HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 215105 |
Source: St. Louis County records · APN 16Q-6-1-059-6
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 259 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Feb 02, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2015 · Amount on Record |
| Deed Sale | Mar 05, 2015 · Amount on Record |
| Prior Sale | Jan 05, 2004 · Amount on Record |
| Deed Document Number | 2015030500658 |
| Deed Book / Page | 21406 / 3004 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 259 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 259 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063 |
| Document Number | 0241764218 |
|---|---|
| Date | Aug 05, 2020 |
| Book Page | 24176/4218 |
| Instrument | 2020080501227 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 259 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063 |
| Document Number | 0229000098 |
| Book / Page | 022900 / 000098 |
| Instrument Date | Feb 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 259 RIDGE TRAIL DR CHESTERFIELD MO 630173063, CHESTERFIELD, MO 63017-3063 |
| Document Number | 0229000098 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 022900/000098 |
| Instrument | 97 |
| Name | FIRST CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,180 (+25.76%) Land $41,820 Building $29,360 | $374,600 (+25.75%) Land $220,100 Building $154,500 | |
| 2024 | $3,751.00 (+4.22%) | ||
| 2023 | $3,599.00 (-0.96%) | $56,600 (+7.95%) Land $26,030 Building $30,570 | $297,900 (+7.97%) Land $137,000 Building $160,900 |
| 2022 | $3,634.00 | $52,430 Land $22,310 Building $30,120 | |
| 2021 | $275,900 Land $117,400 Building $158,500 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 246 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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