257 Ridge Trail Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 257 Ridge Trail Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,416 sqft · built 1965
Lot Size	0.514 acres (22,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,900 (Jul 2021)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-61-0585`

Property Details

APN / Parcel Number

Primary APN	`16Q-61-0585`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,416 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	2,416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2008
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,385 sqft (0.514 acres)
Lot Dimensions	172 ft deep x 112 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	210 sqft
Patio Area	96 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	257 RIDGE TRAIL DR
City	CHESTERFIELD
State	MO
Zip	63017-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES FOURTH ADDITION LOT 257
Legal Subdivision	RIVER BEND ESTATES FOURTH ADDITION
Legal Lot Number	257
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2011
Census Tract	215105

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	257 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	202180
Deed Book / Page	24978 / 621
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0229530233
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 9, 2021
Property Address	257 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063
Document Number	0249780621
Book / Page	24978 / 621
Map Reference	MB 109 PG 5
Instrument Date	Jul 1, 2021
Instrument	2021070900080
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063

Mortgage

Document Number	2021070900081
Date	Jul 9, 2021
Instrument	2021070900081

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 20, 2020
Property Address	257 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063
Document Number	0239322073
Book / Page	23932 / 2073
Map Reference	MB 109 PG 5
Instrument Date	Feb 12, 2020
Instrument	2020022000449
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TITLE PARTNER AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 SNOWDROP LN, 116, DURHAM, NC 27703-9895

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	257 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063

Mortgage

Document Number	2020022000450
Date	Feb 20, 2020
Instrument	2020022000450

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 23, 2018
Property Address	257 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3063
Document Number	0229530233
Book / Page	022953 / 000233
Instrument Date	Mar 19, 2018
Instrument	242
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9051 WATSON RD #166 ST LOUIS MO 631262240, 166, ST LOUIS, MO 63126-2240

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,920 (-) Land $47,370 Building $38,550	$452,200 (-) Land $249,300 Building $202,900
2025	$5,372.00 (+4.01%)	$85,920 (+10.03%) Land $47,370 Building $38,550	$452,200 (+10.02%) Land $249,300 Building $202,900
2024	$5,165.00 (+4.24%)
2023	$4,955.00 (+10.85%)	$78,090 (+21.09%) Land $29,490 Building $48,600	$411,000 (+21.1%) Land $155,200 Building $255,800
2022	$4,470.00	$64,490 Land $25,270 Building $39,220
2021			$339,400 Land $133,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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