St. Johns County property record for 261 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,155 (Aug 2013) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0510 |
| Primary APN | 028687-0510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,794 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 261 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 51 OR3771/1840 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028687-0510
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · VA Mortgage VYSTAR CU |
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2013 · Amount on Record |
| Deed Sale | Aug 06, 2013 · Amount on Record |
| Deed Document Number | 201352392 |
| Deed Book / Page | 3771 / 1840 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 261 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 261 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Document Number | 0052720496 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 5272/496 |
| Instrument | 2021057882 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 261 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 261 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Document Number | 0056650471 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5665/471 |
| Instrument | 2022105074 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,829 (+2.7%) | $335,180 (-4.38%) Land $110,000 Building $225,180 | |
| 2025 | $3,544.00 (-31.22%) Disabled Person's exemption Veteran's exemption | $186,786 (+2.9%) | $350,525 (-1.75%) Land $110,000 Building $240,525 |
| 2024 | $5,153.00 (+4.57%) Homeowner's exemption | $181,522 (+3%) | $356,751 (+0.84%) Land $105,000 Building $251,751 |
| 2023 | $4,928.00 (+3.16%) Homeowner's exemption | $176,235 (+3%) | $353,786 (+9.71%) Land $89,600 Building $264,186 |
| 2022 | $4,777.00 Homeowner's exemption | $171,102 | $322,475 Land $89,600 Building $232,875 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 286 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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