St. Johns County property record for 257 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,690 sqft · built 2012 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Sep 2021) |
| Tax Bill | $9,743 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0500 |
| Primary APN | 028687-0500 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,690 sqft Living Area |
| Gross Area | 3,089 sqft |
| 1st Floor Area | 2,196 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 257 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 50 OR5382/1251 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage MILEND INC |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 5, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Aug 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Aug 1, 2017 · Amount on Record |
| Deed Document Number | 2021107041 |
| Deed Book / Page | 5382 / 1251 |
| Prior Transfer Date | Oct 28, 2014 |
| Prior Transfer Doc | 0039870274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 30, 2021 |
| Property Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Document Number | 0053821251 |
| Book / Page | 5382 / 1251 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021107041 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | BLUE OCN TITLE, BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 CASTLEBROOK LN, PONTE VEDRA BEACH, FL 32081-6213 |
| Name | Verified Name |
|---|---|
| Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Investor | Possibly a Property Investor |
| Document Number | 0053821253 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 5382/1253 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Document Number | 0051320144 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 5132/144 |
| Instrument | 2020117146 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Document Number | 0046550520 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | VYSTAR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 257 PALAZZO CIR ST AUGUSTINE FL 320924505, ST AUGUSTINE, FL 32092-4505 |
| Document Number | 0046550520 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 004655/000520 |
| Instrument | 89779 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 16, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Document Number | 0044131790 |
| Book / Page | 4413 / 1790 |
| Map Reference | MB58 PG99-106 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017052930 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 257 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505 |
| Document Number | 2017052931 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017052931 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,793 (+2.15%) Land $110,000 Building $399,793 | $509,793 (-2.44%) Land $110,000 Building $399,793 | |
| 2025 | $9,743.00 (+18.64%) Homeowner's exemption | $499,041 (+17.31%) | $522,543 (+10.31%) Land $110,000 Building $412,543 |
| 2024 | $8,212.00 (+3.5%) Homeowner's exemption | $425,405 (+3%) | $473,688 (-0.33%) Land $105,000 Building $368,688 |
| 2023 | $7,934.00 (+2.79%) Homeowner's exemption | $413,015 (+3%) | $475,236 (+9.29%) Land $89,600 Building $385,636 |
| 2022 | $7,719.00 Homeowner's exemption | $400,985 | $434,824 Land $89,600 Building $345,224 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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