1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Palazzo Cir

249 Palazzo Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 249 Palazzo Cir, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,690 sqft · built 2013
Lot Size0.18 acres (7,840 sqft)
OwnerCompany Name on File
Last Sale$203,000 (Jun 2013)
Tax Bill$9,624 (2025)
Deeds & MortgagesAug 2024 Construction Loan
Dec 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN028687-0480

Property Details

APN / Parcel Number

Primary APN028687-0480

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,690 sqft Living Area
Gross Area3,089 sqft
1st Floor Area2,196 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address249 PALAZZO CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-4505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/99-106 MURABELLA UNIT 5 LOT 48 OR5678/1501
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 5
Legal Block1
Legal Lot Number48
Legal Unit5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1009
Census Tract20906

Owner

Source: St. Johns County records · APN 028687-0480

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2024Deed of Trust, Mortgage · Construction Mortgage
ROYAL BANK OF CANADA
Dec 13, 2022Special Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 26, 2018Loan Modification, Mortgage · Line of Credit
MISCELLANEOUS INS CO
Feb 02, 2018Grant Deed, Construction Loan · Line of Credit
GOLDMAN SACHS BK USA
Jan 12, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2013 · Amount on Record
Deed SaleJun 07, 2013 · Amount on Record
Deed Document Number201337833
Deed Book / Page3742 / 1119
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address249 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060041899
DateAug 16, 2024
Book Page6004/1899
Instrument2024065082
Lender
NameROYAL BANK OF CANADA
TypeBank
AddressNEW YORK, NY 10281
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 13, 2022
Property Address249 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505
Document Number0056781501
Book / Page5678 / 1501
Map ReferenceMB 58 PG 99-106
Instrument DateNov 18, 2022
Instrument2022111981
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399

Transferred To (Grantee/Buyer)

NameVerified Name
Address6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateSep 26, 2018
Property Address249 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505
Document Number0046161786
Book / Page004616 / 001786
Instrument DateJul 09, 2018
Instrument69478
Transaction TypeMortgage
Record UpdatedOct 11, 2018
Title CompanyWESTCOR INVESTOR SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

Mortgage

Document Number46161786
DateSep 26, 2018
Book Page004616/001786
Instrument69478
Lender
NameMISCELLANEOUS INS CO
Address4 WORLD TRADE CTR 51ST # 150, NEW YORK, NY 10007
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 02, 2018
Property Address249 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505
Document Number0044980455
Book / Page004498 / 000455
Instrument DateDec 13, 2017
Instrument7428
Transaction TypeConstruction Loan
Record UpdatedFeb 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

Mortgage

Document Number44980455
DateFeb 02, 2018
Book Page004498/000455
Instrument7428
Lender
NameGOLDMAN SACHS BK USA
TypeBank
Address200 WEST ST, NEW YORK, NY 10282-2102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 01, 2019
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJan 12, 2018
Property Address249 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4505
Document Number0044900907
Book / Page004490 / 000907
Instrument DateDec 08, 2017
Instrument2901
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,910.97
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$442,398 (-2%) Land $110,000 Building $332,398$442,398 (-2%) Land $110,000 Building $332,398
2025$9,624.00 (+4.86%)$451,404 (-2.5%)$451,404 (-2.5%) Land $110,000 Building $341,404
2024$9,178.00 (+0.9%)$462,991 (-0.49%)$462,991 (-0.49%) Land $105,000 Building $357,991
2023$9,096.00 (+17.4%)$465,284 (+10.58%)$465,284 (+10.58%) Land $89,600 Building $375,684
2022$7,748.00$420,766$420,766 Land $89,600 Building $331,166

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Palazzo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures