261 Oak Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 261 Oak Ave, Spruce Pine, NC 28777

Property Summary

Property Type	Multi-Story Office Building
Details	13,000 sqft · built 1952
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$359,000 (Aug 2021)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0890-17-12-3466`

Property Details

APN / Parcel Number

Primary APN	`0890-17-12-3466`
Alternative APNs	`555557201` `555785683`

Interior

Stories	2 Stories
Building Area	13,000 sqft Total Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	555785683
Street Address	261 OAK AVE
City	SPRUCE PINE
State	NC
Zip	28777-2721
Property Category	Commercial
Property Type	Commercial > Office > Multi-Story Office Building
Legal Description	MAP 5 BLK 3 LOT 1 2
Legal Subdivision	SURVEY OF ENGLISH WOODS ADDITION
Legal Block	3
Legal Lot Number	1 2
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1036
Census Tract	950300

Owner

Source: Mitchell County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11172 S 226 HWY, SPRUCE PINE, NC 28777-8852
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · Line of Credit FIRST BANK
Aug 14, 2019	Intrafamily Transfer, Transfer · Line of Credit FIRST BANK
Jan 14, 2020	Intrafamily Transfer, Transfer
Apr 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	20211672
Deed Book / Page	630 / 911
Last Transfer Date	Dec 11, 2024
Transfer Doc	000674/364
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 4, 2021
Property Address	261 OAK AVE, SPRUCE PINE, NC 28777-2721
Document Number	000630/911
Book / Page	630 / 911
Map Reference	MB 1 PG 34
Instrument Date	Aug 2, 2021
Instrument	2021001672
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 CAROLINA 8LUE BIRD LOOP, ARDEN, NC 28704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MARY ANN LN, SPRUCE PINE, NC 28777-9525

Mortgage

Document Number	2021001673
Date	Aug 4, 2021
Instrument	2021001673

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Aug 14, 2019
Property Address	261 OAK AVE, SPRUCE PINE, NC 28777-2721
Document Number	000604/731
Book / Page	604 / 731
Map Reference	MB 1PG 34
Instrument Date	Aug 14, 2019
Instrument	2019001448
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CAROLINA BLUEBIRD LOOP, ARDEN, NC 28704-9108

Mortgage

Document Number	2019001449
Date	Aug 14, 2019
Instrument	2019001449

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Jan 14, 2020
Property Address	261 OAK AVE, SPRUCE PINE, NC 28777-2721
Document Number	000609/909
Book / Page	609 / 909
Map Reference	MB 1 PG 34
Instrument Date	Aug 8, 2019
Instrument	2020000067
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CAROLINA BLUEBIRD LOOP, ARDEN, NC 28704-9108

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Apr 16, 2019
Property Address	261 OAK AVE, SPRUCE PINE, NC 28777-2721
Document Number	000601/025
Book / Page	601 / 025
Map Reference	MB 1 PG 34
Instrument Date	Apr 16, 2019
Instrument	2019000652
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 307, SPRUCE PINE, NC 28777-0307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CAROLINA BLUEBIRD LOOP, ARDEN, NC 28704-9108

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00	$339,500 (-) Land $57,500 Building $282,000
2023	$1,901.00	$339,500 Land $57,500 Building $282,000	$339,500 Land $57,500 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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