186 Oak Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 186 Oak Ave, Spruce Pine, NC 28777

Property Summary

Property Type	Multi-Story Office Building
Details	1,813 sqft · built 1935
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$585,000 (Feb 2024)
Tax Bill	$727 (2026)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0890-13-12-0503`

Property Details

APN / Parcel Number

Primary APN	`0890-13-12-0503`
Alternative APN	`555780500`

Interior

Stories	1 Story
Building Area	1,813 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	555780500
Street Address	186 OAK AVE
City	SPRUCE PINE
State	NC
Zip	28777-2720
Property Category	Commercial
Property Type	Commercial > Office > Multi-Story Office Building
Legal Description	186 OAK AVENUE
Legal Subdivision	SPRUCE PINE LAND COMPANY DEVELOPMENT
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1037
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	186 OAK AVE, SPRUCE PINE, NC 28777-2720
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Intrafamily Transfer, Transfer
Feb 8, 2024	Warranty Deed, Transfer
Feb 8, 2024	Warranty Deed, Transfer KURT JOSEPH BORNAR ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2024 · Amount on Record
Deed Sale	Feb 8, 2024 · Amount on Record
Deed Document Number	2024245
Deed Book / Page	665 / 837
Prior Transfer Date	Jan 17, 2014
Prior Transfer Doc	545/329
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Feb 8, 2024
Property Address	186 OAK AVE, SPRUCE PINE, NC 28777-2720
Document Number	000665/820
Book / Page	665 / 820
Map Reference	MB 5 PG 166
Instrument Date	Feb 8, 2024
Instrument	2024000241
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 193, SPRUCE PINE, NC 28777-0193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 193, SPRUCE PINE, NC 28777-0193

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Feb 8, 2024
Property Address	186 OAK AVE, SPRUCE PINE, NC 28777-2720
Document Number	000665/837
Book / Page	665 / 837
Instrument Date	Feb 7, 2024
Instrument	2024000245
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 193, SPRUCE PINE, NC 28777-0193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 OAK AVE, SPRUCE PINE, NC 28777-2720

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Feb 8, 2024
Property Address	186 OAK AVE, SPRUCE PINE, NC 28777-2720
Document Number	000665/831
Book / Page	665 / 831
Map Reference	MB 5 PG 166
Instrument Date	Feb 6, 2024
Instrument	2024000243
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 OAK AVE, SPRUCE PINE, NC 28777-2720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 193, SPRUCE PINE, NC 28777-0193

Mortgage

Document Number	000665/840
Date	Feb 8, 2024
Book Page	665/840
Instrument	2024000246

Lender

Name	KURT JOSEPH BORNAR ETUX
Type	Private Party
Address	PO BOX 193, SPRUCE PINE, NC 28777

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$727.00	$129,900 (-) Land $13,100 Building $116,800
2025	$727.00	$129,900 (-) Land $13,100 Building $116,800
2023	$727.00	$129,900 Land $13,100 Building $116,800	$129,900 Land $13,100 Building $116,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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