266 Oak Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 266 Oak Ave, Spruce Pine, NC 28777

Property Summary

Property Type	Store with Apartments
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$560,000 (Mar 2025)
Tax Bill	$2,273 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0890-17-12-2366`

Property Details

APN / Parcel Number

Primary APN	`0890-17-12-2366`
Alternative APN	`555784965`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	555784965
Street Address	266 OAK AVE
City	SPRUCE PINE
State	NC
Zip	28777-2722
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1055
Census Tract	950300

Owner

266 Oak Ave, a commercial property, is owned by a company that bought it in March 2025.

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	12350 S 226 HWY, SPRUCE PINE, NC 28777-8905
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage STILLWATER ENTERPRISE INVESTMENTS LLC
Mar 24, 2025	Warranty Deed, Transfer MITCHELL COUNTY DEVELOPMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on File
Deed Sale	Mar 24, 2025 · Amount on File
Prior Sale	Oct 4, 2006 · Amount on File
Deed Document Number	2025440
Deed Book / Page	677 / 52
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	266 OAK AVE, SPRUCE PINE, NC 28777-2722
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12350 HIGHWAY 266 S, SPRUCE PINE, NC 28777

Mortgage

Document Number	000682/749
Date	Oct 1, 2025
Book Page	682/749
Instrument	2025001659

Lender

Name	STILLWATER ENTERPRISE INVESTMENTS LLC
Type	Non-Lending Institution
Address	SKYLAND, NC 28776

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2030

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Mar 24, 2025
Property Address	266 OAK AVE, SPRUCE PINE, NC 28777-2722
Document Number	0000677/52
Book / Page	677 / 52
Map Reference	MB 1 PG 38
Instrument Date	Mar 24, 2025
Instrument	2025000440
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 85, SPRUCE PINE, NC 28777-0085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2350 S HWY 226, SPRUCE PINE, NC 28777

Mortgage

Document Number	0000677/54
Date	Mar 24, 2025
Book Page	677/54
Instrument	2025000441

Lender

Name	MITCHELL COUNTY DEVELOPMENT LLC
Type	Non-Lending Institution
Address	SPRUCE PINE, NC 28777

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 24, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 266 Oak Ave was $2,273.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,273.00	$406,000 Land $21,800 Building $384,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 266 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Oak Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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