261 Hildreth St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 261 Hildreth St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,128 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Apr 2022)
Tax Bill	$6,418 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M05820`

Property Details

APN / Parcel Number

Primary APN	`M05820`
Alternative APNs	`LOWE M:172 B:3005 L:261` `M:000172 T:M05820`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,128 sqft Living Area
Gross Area	4,446 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M05820
Street Address	261 HILDRETH ST
City	LOWELL
State	MA
Zip	01850-1518
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	3005
Legal Lot Number	261
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1007
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 HILDRETH ST, LOWELL, MA 01850-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 7, 2022	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP
Nov 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC
Oct 13, 2017	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	202215041
Deed Book / Page	36959 / 272
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	036959-272
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jun 4, 2026
Property Address	261 HILDRETH ST, LOWELL, MA 01850-1518
Document Number	0000017282
Book / Page	40104 / 226
Instrument Date	Apr 6, 2026
Instrument	202617282
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HILDRETH ST, LOWELL, MA 01850-1518

Mortgage

Document Number	040104-226,
Date	Jun 4, 2026
Book Page	40104/226
Instrument	202617282

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	261 HILDRETH ST, LOWELL, MA 01850-1518
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038239-178
Date	Dec 18, 2023
Book Page	38239/178
Instrument	37140

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 7, 2022
Property Address	261 HILDRETH ST, LOWELL, MA 01850-1518
Document Number	036959-272
Book / Page	36959 / 272
Instrument Date	Apr 6, 2022
Instrument	15041
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	261 HILDRETH ST, LOWELL, MA 01850-1518

Mortgage

Document Number	0000015042
Date	Apr 7, 2022
Instrument	15042

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 16, 2020
Property Address	261 HILDRETH ST, LOWELL, MA 01850-1518
Document Number	34914-265
Book / Page	034914 / 000265
Instrument Date	Nov 12, 2020
Instrument	58576
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16 DOUGLAS RD DRACUT MA 018264247, DRACUT, MA 01826-4247

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	261 HILDRETH ST, LOWELL, MA 01850-1518
Document Number	34825-29
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 HILDRETH ST LOWELL MA 018501518, LOWELL, MA 01850-1518

Mortgage

Document Number	34825-29
Date	Oct 27, 2020
Book Page	034825/000029
Instrument	54109

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 13, 2017
Property Address	261 HILDRETH ST, LOWELL, MA 01850-1518
Document Number	31555-56
Book / Page	31555 / 56
Instrument	46092
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$32.27
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HILDRETH ST, LOWELL, MA 01850-1518

Mortgage

Document Number	31555-59
Date	Oct 13, 2017
Book Page	31555/59
Instrument	46093

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,418.00 (+4.53%)	$565,500 (+5.74%) Land $135,800 Building $429,700	$618,129
2025	$6,140.00 (+5.97%)	$534,800 (+9.93%) Land $126,900 Building $407,900
2024	$5,794.00 (+7.56%)	$486,500 (+12.17%) Land $126,100 Building $360,400
2023	$5,387.00	$433,700 Land $109,700 Building $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Hildreth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures