241 Hildreth St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 241 Hildreth St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,544 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$462,500 (Jun 2018)
Tax Bill	$7,695 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G10770`

Property Details

APN / Parcel Number

Primary APN	`G10770`
Alternative APNs	`LOWE M:173 B:3005 L:241` `M:000173 T:G10770`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	4,676 sqft
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	G10770
Street Address	241 HILDRETH ST
City	LOWELL
State	MA
Zip	01850-1516
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	3005
Legal Lot Number	241
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	310300

Owner

241 Hildreth St, a duplex, is owned and occupied by an individual who acquired it in September 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	241 HILDRETH ST, LOWELL, MA 01850-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CENTRAL BANK
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 3, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	201827518
Deed Book / Page	32204 / 34
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000030433
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 14, 2026
Property Address	241 HILDRETH ST, LOWELL, MA 01850-1516
Document Number	0000030433
Book / Page	40347 / 206
Instrument Date	Sep 11, 2026
Instrument	202630433
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 HILDRETH ST, LOWELL, MA 01850-1516

Mortgage

Date	Sep 14, 2026

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Sep 14, 2026
Property Address	241 HILDRETH ST, LOWELL, MA 01850-1516
Document Number	0000030434
Book / Page	40347 / 211
Instrument Date	Sep 11, 2026
Instrument	202630434
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 HILDRETH ST, LOWELL, MA 01850-1516

Mortgage

Document Number	0000030434,
Date	Sep 14, 2026
Book Page	40347/211
Instrument	202630434

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	241 HILDRETH ST, LOWELL, MA 01850-1516
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035966-169
Date	Jul 6, 2021
Book Page	35966/169
Instrument	39705

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 29, 2018
Property Address	241 HILDRETH ST, LOWELL, MA 01850-1516
Document Number	32204-34
Book / Page	32204 / 34
Instrument	27518
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 HILDRETH ST, LOWELL, MA 01850-1516

Mortgage

Document Number	322040036
Date	Jun 29, 2018
Instrument	32204/0036

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Jul 3, 2017
Property Address	241 HILDRETH ST, LOWELL, MA 01850-1516
Document Number	31264-216
Book / Page	031264 / 000216
Instrument Date	Jun 30, 2017
Instrument	28512
Transaction Type	Foreclosure
Record Updated	Jul 25, 2017

Transaction

Amount	Amount on Record
Tax	$957.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2026 property tax bill for 241 Hildreth St was $7,695, up 4.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,695.00 (+4.57%)	$678,000 (+5.77%) Land $183,200 Building $494,800	$701,907
2025	$7,359.00 (+5.54%)	$641,000 (+9.48%) Land $171,300 Building $469,700
2024	$6,973.00 (+7.66%)	$585,500 (+12.27%) Land $170,200 Building $415,300
2023	$6,477.00	$521,500 Land $148,000 Building $373,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Hildreth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Hildreth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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