255 Hildreth St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 255 Hildreth St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,906 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Apr 2016)
Tax Bill	$5,897 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C15430`

Property Details

APN / Parcel Number

Primary APN	`C15430`
Alternative APNs	`LOWE M:172 B:3005 L:255` `M:000172 T:C15430`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	3,299 sqft
1st Floor Area	868 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	C15430
Street Address	255 HILDRETH ST
City	LOWELL
State	MA
Zip	01850-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	3005
Legal Lot Number	255
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1007
Census Tract	310300

Owner

255 Hildreth St is owned and occupied by two individuals who bought it in April 2016.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 HILDRETH ST, LOWELL, MA 01850-1518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHURCHILL MORTGAGE CORPORATION
Jul 23, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on File
Deed Sale	Apr 25, 2016 · Amount on File
Prior Sale	Mar 25, 2016
Deed Book / Page	29982 / 173
Transfer Doc	029982-173
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	255 HILDRETH ST, LOWELL, MA 01850-1518
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035373-198
Date	Feb 23, 2021
Book Page	35373/198
Instrument	10966

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	255 HILDRETH ST, LOWELL, MA 01850-1518
Document Number	31343-164
Book / Page	031343 / 000164
Instrument Date	Jul 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	31343-164
Date	Aug 1, 2017
Book Page	031343/000164
Instrument	33516

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 255 Hildreth St was $5,897, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,897.00 (+6.39%)	$519,600 (+7.62%) Land $159,600 Building $360,000	$546,331 (+21.4%)
2025	$5,543.00 (+0.54%)	$482,800 (+4.3%) Land $149,100 Building $333,700	$450,015 (+0.72%)
2024	$5,513.00 (+6%)	$462,900 (+10.53%) Land $148,200 Building $314,700	$446,785
2023	$5,201.00	$418,800 Land $128,800 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Hildreth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Hildreth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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