261 Gemstone Ln, Ripon, CA 95366 Property Records

San Joaquin County property record for 261 Gemstone Ln, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,667 sqft Living Area
Lot Size8,608 sqft (0.197 acres)
OccupancyOwner Occupied
Last Sale$615,000 (2022)
Tax Bill$8,231.00 (2025)

Property Details

APN / Parcel Number

Primary APN245-350-210-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,667 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2015
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area8,608 sqft (0.197 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address261 GEMSTONE LN
CityRIPON
StateCA
Zip95366-9802
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description16-FM POR OF 245-350-13 PER CORNERSTONE II RIPON P
Legal Subdivision3819 CORNERSTONE 2 RIPON PH 2
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4013
Census Tract5003

Owner

Source: San Joaquin County records · APN 245-350-210-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address261 GEMSTONE LN, RIPON, CA 95366-9802
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2022Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 26, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2022 · Amount on Record
Deed SaleNov 08, 2022 · Amount on Record
Prior SaleJan 26, 2022
Deed Doc Number2022-127095
Record RefreshedJun 08, 2026

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 08, 2022
Property Address261 GEMSTONE LN, RIPON, CA 95366-9802
Document Number0000127095
Map ReferenceMB 42 PG 42
Instrument DateNov 03, 2022
Instrument2022-127095
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address261 GEMSTONE LN, RIPON, CA 95366-9802

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address261 GEMSTONE LN, RIPON, CA 95366-9802
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088141
DateAug 16, 2019
Instrument2019-088141
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2034

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address261 GEMSTONE LN, RIPON, CA 95366-9802
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATL TTL STOCKTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075709
DateJun 26, 2020
Instrument2020-075709
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJan 26, 2022
Property Address261 GEMSTONE LN, RIPON, CA 95366-9802
Document Number0000010842
Map ReferenceMB 42 PG 42
Instrument DateJan 21, 2022
Instrument2022-010842
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address261 GEMSTONE LN, RIPON, CA 95366-9802

Mortgage

Document Number0000010843
DateJan 26, 2022
Instrument2022-010843
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 01, 2032

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,231.00 (+2.9%) Homeowner's exemption$769,896 (+30.84%) Land $291,312 Building $478,584
2023$7,999.00 (+27.11%)$588,409 Land $204,807 Building $383,602
2022$6,293.00

Flood & Wildfire

261 Gemstone Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gemstone Ln

Nearby Streets

Search Property Records by Address or Parcel Number