San Joaquin County property record for 298 Gemstone Ln, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,859 sqft Living Area |
| Lot Size | 9,264 sqft (0.212 acres) |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Tax Bill | $6,856.00 (2025) |
| Primary APN | 245-350-530-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,859 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 9,264 sqft (0.212 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 298 GEMSTONE LN |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 16-FM POR OF 245-350-13 PER CORNERSTONE II RIPON P |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4041 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 245-350-530-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 298 GEMSTONE LN, RIPON, CA 95366-9803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Oct 16, 2020 | Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Oct 16, 2020 | Grant Deed, Transfer · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 |
| Deed Sale | Oct 16, 2020 |
| Prior Sale | Oct 16, 2020 |
| Deed Doc Number | 2020-138895 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 298 GEMSTONE LN, RIPON, CA 95366-9803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 298 GEMSTONE LN, RIPON, CA 95366-9803 |
| Document Number | 0000206127 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021-206127 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 16, 2020 |
| Property Address | 298 GEMSTONE LN, RIPON, CA 95366-9803 |
| Document Number | 0000138894 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 138894 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 298 GEMSTONE LN RIPON CA 953669803, RIPON, CA 95366-9803 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 16, 2020 |
| Property Address | 298 GEMSTONE LN, RIPON, CA 95366-9803 |
| Document Number | 0000138895 |
| Map Reference | MB 42 PG 42 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2020-138895 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | ORANGE COAST TTL OF NORTHERN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 298 GEMSTONE LN, RIPON, CA 95366-9803 |
| Document Number | 0000138896 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-138896 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,856.00 (+3.83%) Homeowner's exemption | $638,781 (+4.04%) Land $260,433 Building $378,348 |
| 2023 | $6,603.00 (+1.65%) Homeowner's exemption | $613,978 Land $250,321 Building $363,657 |
| 2022 | $6,496.00 |
298 Gemstone Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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