San Joaquin County property record for 237 Gemstone Ln, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,255 sqft Living Area |
| Lot Size | 9,550 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2015) |
| Tax Bill | $6,019.00 (2025) |
| Primary APN | 245-350-220-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,255 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 9,550 sqft (0.219 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 237 GEMSTONE LN |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 16-FM POR OF 245-350-13 PER CORNERSTONE II RIPON P |
| Legal Subdivision | 3819 CORNERSTONE 2 RIPON PH 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 245-350-220-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 GEMSTONE LN, RIPON, CA 95366-9802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 28, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on Record |
| Deed Sale | Sep 30, 2015 · Amount on Record |
| Deed Doc Number | 2015-117934 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 237 GEMSTONE LN, RIPON, CA 95366-9802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011762 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020-011762 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 237 GEMSTONE LN, RIPON, CA 95366-9802 |
| Document Number | 0000014372 |
| Instrument Date | Feb 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2018 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 237 GEMSTONE LN RIPON CA 953669802, RIPON, CA 95366-9802 |
| Document Number | 0000014372 |
|---|---|
| Date | Feb 06, 2018 |
| Instrument | 14372 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,019.00 (+3.85%) Homeowner's exemption | $561,988 (+4.04%) Land $195,323 Building $366,665 |
| 2023 | $5,796.00 (+1.65%) Homeowner's exemption | $540,168 Land $187,740 Building $352,428 |
| 2022 | $5,702.00 |
237 Gemstone Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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