261 Cherry Laurel Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 261 Cherry Laurel Ln, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1981
Lot Size	0.356 acres (15,516 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2020)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354740-000010`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354740-000010`
Alternative APNs	`262825354740000010` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,516 sqft (0.356 acres)
Lot Dimensions	206 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	261 CHERRY LAUREL LN
City	WINTER HAVEN
State	FL
Zip	33880-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CHERRY LAUREL PB 68 PG 7 LOT 1
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	CHERRY LAUREL
Legal Tract	354740
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1000
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1754 W 94TH ST, CHICAGO, IL 60643-5815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Dec 19, 2019	Grant Deed, Transfer BAY NATIONAL TITLE, BAY NAT'L TITLE
Oct 31, 2018	Trustee's Deed, Foreclosure
Mar 21, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2020174209
Deed Book / Page	11349 / 35
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	0000228742
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 25, 2020
Property Address	261 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1222
Document Number	0113490035
Book / Page	011349 / 000035
Instrument Date	Aug 17, 2020
Instrument	174209
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	261 CHERRY LAUREL LN WINTER HAVEN FL 338801222, WINTER HAVEN, FL 33880-1222

Mortgage

Document Number	113490037
Date	Aug 25, 2020
Book Page	011349/000037
Instrument	174210

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2035

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2019
Property Address	261 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1222
Document Number	0110801832
Book / Page	011080 / 001832
Instrument Date	Oct 28, 2019
Instrument	269693
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	BAY NATIONAL TITLE, BAY NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$646.38
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14660 PALE CEDAR SQ #301 WINTER GARDEN FL 347871431, 301, WINTER GARDEN, FL 34787-1431

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Oct 31, 2018
Property Address	261 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1222
Document Number	0106570343
Book / Page	010657 / 000343
Instrument Date	Oct 16, 2018
Instrument	228742
Transaction Type	Foreclosure
Record Updated	Nov 19, 2018

Transaction

Amount	Amount Recorded
Tax	$543.90
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 21, 2017
Property Address	261 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1222
Document Number	0100961349
Book / Page	010096 / 001349
Instrument Date	Sep 7, 2016
Instrument	53925
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 CHERRY LAUREL LN WINTER HAVEN FL 338801222, WINTER HAVEN, FL 33880-1222

Mortgage

Document Number	100961351
Date	Mar 21, 2017
Book Page	010096/001351
Instrument	53926

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,450 (-0.73%) Land $31,000 Building $143,450	$174,450 (-5.9%) Land $31,000 Building $143,450
2025	$2,323.00 (-15.5%)	$175,724 (-9.25%)	$185,379 (-4.27%) Land $31,000 Building $154,379
2023	$2,749.00 (+8.53%)	$193,638 (+7.75%) Land $30,000 Building $163,638	$193,638 (+7.75%) Land $30,000 Building $163,638
2022	$2,533.00	$179,715 Land $25,000 Building $154,715	$179,715 Land $25,000 Building $154,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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