Polk County property record for 260 Cherry Laurel Ln, Winter Haven, FL 33880 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1981 |
| Lot Size | 0.344 acres (14,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,900 (Dec 2024) |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-26-354740-000320 |
| Primary APN | 25-28-26-354740-000320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,998 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 357 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 375 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 260 CHERRY LAUREL LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY LAUREL PB 68 PG 7 LOT 32 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | CHERRY LAUREL |
| Legal Tract | 354740 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14703 |
Source: Polk County records · APN 25-28-26-354740-000320
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5032 RIVER LAKE RD, WINTER HAVEN, FL 33884-2951 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Mar 30, 2026 | Intrafamily Transfer, Transfer |
| Oct 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Deed Document Number | 2024281370 |
| Deed Book / Page | 13365 / 403 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0000075089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 260 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221 |
| Document Number | 0000075089 |
| Book / Page | 13937 / 1394 |
| Map Reference | MB 68 PG 7 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2026075089 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5032 RIVER LAKE RD, WINTER HAVEN, FL 33884-2951 |
| Name | Verified Name |
|---|---|
| Address | 5032 RIVER LAKE RD, WINTER HAVEN, FL 33884-2951 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 260 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221 |
| Document Number | 0106431843 |
| Instrument Date | Oct 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 260 CHERRY LAUREL LN WINTER HAVEN FL 338801221, WINTER HAVEN, FL 33880-1221 |
| Document Number | 0106431843 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 010643/001843 |
| Instrument | 218944 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 16, 2033 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,205.00 (+133.58%) | $170,575 (+285.18%) Land $31,000 Building $139,575 | $170,575 (-3.44%) Land $31,000 Building $139,575 |
| 2024 | $944.00 (+15.12%) | ||
| 2023 | $820.00 (+10.66%) Homeowner's exemption | $44,285 (+3%) | $176,643 (+8.05%) Land $30,000 Building $146,643 |
| 2022 | $741.00 Homeowner's exemption | $42,995 | $163,483 Land $25,000 Building $138,483 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force 32 of 39 on primary residences |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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