266 Cherry Laurel Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 266 Cherry Laurel Ln, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1980
Lot Size	0.344 acres (14,998 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2017)
Tax Bill	$882 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354740-000290`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354740-000290`
Alternative APNs	`262825354740000290` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	14,998 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Pool House	Pool House
Porch	Unfinished Open Porch
Porch Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	266 CHERRY LAUREL LN
City	WINTER HAVEN
State	FL
Zip	33880-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CHERRY LAUREL PB 68 PG 7 LOT 29
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	CHERRY LAUREL
Legal Tract	354740
Legal Block	1
Legal Lot Number	29
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1000
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	266 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPLOYEES FCU
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2017	Warranty Deed, Transfer FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Jul 30, 1996 · Amount on Record
Deed Document Number	2017138702
Deed Book / Page	10210 / 484
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	266 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221

Mortgage

Document Number	0000283773
Date	Nov 1, 2021
Book Page	11960/2261
Instrument	2021283773

Lender

Name	PUBLIX EMPLOYEES FCU
Type	Credit Union
Address	LAKELAND, FL 33815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	266 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221

Mortgage

Document Number	0000185224
Date	Jul 16, 2021
Book Page	11806/1709
Instrument	2021185224

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Sep 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 21, 2017
Property Address	266 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Document Number	0102100484
Book / Page	010210 / 000484
Instrument Date	Jul 13, 2017
Instrument	138702
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 CHERRY LAUREL LN WINTER HAVEN FL 338801221, WINTER HAVEN, FL 33880-1221

Mortgage

Document Number	102100485
Date	Jul 21, 2017
Book Page	010210/000485
Instrument	138703

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08059

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,408 (+2.7%)	$167,051 (+0.04%) Land $31,000 Building $136,051
2025	$882.00 (-37.84%) Homeowner's exemption	$108,479 (+5.99%)	$166,986 (-5.04%) Land $31,000 Building $135,986
2023	$1,419.00 (+7.18%) Homeowner's exemption	$102,351 (+3%)	$175,852 (+5.47%) Land $30,000 Building $145,852
2022	$1,324.00 Homeowner's exemption	$99,370	$166,730 Land $25,000 Building $141,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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