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2588 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2588 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage3,439 sqft Heated Area
Lot Size21,693 sqft (0.498 acres)
OccupancyOwner Occupied
Last Sale$356,900 (2017)
Tax Bill$3,854.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0420

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2588 GEMSTONE CIR, PACE, FL 32571-6796
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE ONE OF THE SOUTH INC
Oct 03, 2017Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2017 · Amount on Record
Deed SaleOct 03, 2017 · Amount on Record
Deed Doc Number201741225
Deed Book / Page3666 / 1979
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2588 GEMSTONE CIR, PACE, FL 32571-6796
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2588 GEMSTONE CIR, PACE, FL 32571-6796

Mortgage

Document Number0041970095
DateOct 21, 2021
Book Page4197/95
Instrument202170676
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 03, 2017
Property Address2588 GEMSTONE CIR, PACE, FL 32571-6796
Document Number0036661979
Book / Page3666 / 1979
Map ReferenceMB12 PG29&30
Instrument DateSep 29, 2017
Instrument201741225
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,498.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2588 GEMSTONE CIR, MILTON, FL 32571-6796

Mortgage

Document Number0201741226
DateOct 03, 2017
Instrument201741226
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,854.00 (+4.27%) Homeowner's exemption$331,524 (+3%)$482,305 (+2.92%) Land $80,000 Building $402,305
2023$3,696.00 (+4%) Homeowner's exemption$321,868 (+4.32%)$468,622 (+6.84%) Land $70,000 Building $398,622
2022$3,554.00 Homeowner's exemption$308,541$438,633 Land $48,000 Building $390,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00L00-0420

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,439 sqft Heated Area
Gross Area4,553 sqft Gross Area
1st Floor4,180 sqft 1st Floor
Upper Floors348 sqft Upper Floors
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area21,693 sqft (0.498 acres)
Depth X Width1,750 ft x 1,240 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area741 sqft Garage
PorchFinished/Screened Porch
Porch Area373 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700L000420
Street Address2588 GEMSTONE CIR
CityPACE
StateFL
Zip32571-6796
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 42 BLK L AS DES IN OR 3666 PG 1979
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockL
Legal Lot Number42
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1027
Census Tract10302

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