Santa Rosa County property record for 2598 Gemstone Cir, Pace, FL 32571 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,055 sqft Living Area |
| Lot Size | 21,693 sqft (0.498 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $630,000 (2025) |
| Tax Bill | $5,760.00 (2025) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0410
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2598 GEMSTONE CIR, MILTON, FL 32571-6796 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP |
| Aug 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Nov 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PRIME LNDG |
| Aug 29, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Aug 05, 2021 · Amount on Record |
| Deed Doc Number | 202534923 |
| Deed Book / Page | 4642 / 1208 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2598 GEMSTONE CIR, PACE, FL 32571-6796 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0042440578 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 4244/578 |
| Instrument | 202207956 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 05, 2021 |
| Property Address | 2598 GEMSTONE CIR, PACE, FL 32571-6796 |
| Document Number | 0041590682 |
| Book / Page | 4159 / 682 |
| Map Reference | MB 12 PG 29&30 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 202152627 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9941 DOROVAN DR, 9941, PENSACOLA, FL 32526-4559 |
| Name | Verified Name |
|---|---|
| Address | 2598 GEMSTONE CIR, PACE, FL 32571-6796 |
| Document Number | 4159684 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 4159/684 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2041 |
| Document Number | 0041681169 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 4168/1169 |
| Instrument | 202157321 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2598 GEMSTONE CIR, PACE, FL 32571-6796 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC |
| Name | Verified Name |
|---|---|
| Address | 2598 GEMSTONE CIR, PACE, FL 32571-6796 |
| Document Number | 0040830182 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 4083/182 |
| Instrument | 202114956 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 05, 2019 |
| Property Address | 2598 GEMSTONE CIR, PACE, FL 32571-6796 |
| Document Number | 0038871660 |
| Book / Page | 003887 / 001660 |
| Instrument Date | Nov 05, 2019 |
| Instrument | 50098 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,611.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2598 GEMSTONE CIR PACE FL 325716796, PACE, FL 32571-6796 |
| Document Number | 38871662 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 003887/001662 |
| Instrument | 50099 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 2598 GEMSTONE CIR, PACE, FL 32571-6796 |
| Document Number | 0036560609 |
| Book / Page | 3656 / 0609 |
| Map Reference | MB12 PG29-30 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 201735618 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,333.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2598 GEMSTONE CIR, MILTON, FL 32571-6796 |
| Document Number | 0201735619 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 201735619 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,760.00 (+2.93%) | $502,579 (+2.9%) | $502,842 (+2.95%) Land $80,000 Building $422,842 |
| 2024 | $5,596.00 (-1.82%) Homeowner's exemption | $488,415 (+2.84%) Land $80,000 Building $408,415 | $488,415 (+2.84%) Land $80,000 Building $408,415 |
| 2023 | $5,700.00 (-1.67%) | $474,934 (+8.22%) Land $70,000 Building $404,934 | $474,934 (+8.22%) Land $70,000 Building $404,934 |
| 2022 | $5,797.00 | $438,855 | $438,855 Land $48,000 Building $390,855 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00L00-0410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,055 sqft Living Area |
| Gross Area | 4,205 sqft Gross Area |
| 1st Floor | 3,055 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 21,693 sqft (0.498 acres) |
| Depth X Width | 175 ft x 124 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 777 sqft Garage |
| Deck Area | Deck Area |
| Porch Area | 373 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2598 GEMSTONE CIR |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-6796 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-A LOT 41 BLK L AS DES IN OR 4642 PG 1208 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Block | L |
| Legal Lot Number | 41 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 10302 |
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