2609 Calle del Comercio, San Clemente, CA 92672 Property Records

Orange County property record for 2609 Calle del Comercio, San Clemente, CA 92672

Property Summary

Property Type	Multi-Family Dwellings
Details	3,667 sqft · built 1975
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$1,280,000 (Jan 2019)
Tax Bill	$14,431 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-042-06`

Property Details

APN / Parcel Number

Primary APN	`060-042-06`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,667 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	940 sqft

Utilities, Heating & Cooling

Heating Fuel	Coal

Location & Zoning

Street Address	2609 CALLE DEL COMERCIO
City	SAN CLEMENTE
State	CA
Zip	92672-3365
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R4
Legal Description	N TR 938 BLK LOT 171
Legal Subdivision	TR 938
Legal Tract	938
Legal Lot Number	171
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42114

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2609 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3365
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Feb 5, 2020	Deed of Trust, Mortgage THELENDER
Jan 15, 2019	Grant Deed, Transfer MORTGAGE BK/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Oct 8, 2014 · Amount on Record
Deed Document Number	201913653
Prior Transfer Date	Jan 25, 2007
Prior Transfer Doc	0000124548
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 26, 2026
Property Address	2609 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3365
Document Number	0000059100
Map Reference	MB 29 PG 22-25
Instrument Date	Feb 23, 2026
Instrument	2026000059100
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 MARTIN DR, WAPPINGERS FALLS, NY 12590-2210

Mortgage

Document Number	0000059101
Date	Feb 26, 2026
Instrument	2026000059101

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2609 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3365
Document Number	0000057204
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2609 CALLE DEL COMERCIO #A SAN CLEMENTE CA 926723365, A, SAN CLEMENTE, CA 92672-3365

Mortgage

Document Number	0000057204
Date	Feb 11, 2020
Instrument	57204

Lender

Name	THELENDER
Address	1 MID RIVERS MALL DR # 130, ST PETERS, MO 63376-4321

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.25%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 15, 2019
Property Address	2609 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3365
Document Number	0000013653
Instrument Date	Oct 31, 2018
Instrument	13653
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,408.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2609 CALLE DEL COMERCIO #A SAN CLEMENTE CA 926723365, A, SAN CLEMENTE, CA 92672-3365

Mortgage

Document Number	13654
Date	Jan 15, 2019
Instrument	13654

Lender

Name	MORTGAGE BK/CA
Type	Bank
Address	1141 HIGHLAND AVE # C, MANHATTAN BEACH, CA 90266-5326

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,456,420 (+2%) Land $1,137,831 Building $318,589
2025	$14,431.00 (+1.69%)	$1,427,863 (+4.04%) Land $1,115,520 Building $312,343
2024	$14,191.00 (+2.17%)
2023	$13,890.00 (+1.94%)	$1,372,418 Land $1,072,203 Building $300,215
2022	$13,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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