2603 Calle del Comercio, San Clemente, CA 92672 Property Records

Orange County property record for 2603 Calle del Comercio, San Clemente, CA 92672

Property Summary

Property Type	Multi-Family Dwellings
Details	2,430 sqft · built 1957
Lot Size	0.115 acres (5,006 sqft)
Owner	2 Company Names on Record
Last Sale	$2,255,000 (Aug 2026)
Tax Bill	$15,814 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`060-042-03`

Property Details

APN / Parcel Number

Primary APN	`060-042-03`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,430 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Multi-Family
Lot Area	5,006 sqft (0.115 acres)
Garage Type	Attached
Garage Area	820 sqft

Location & Zoning

Street Address	2603 CALLE DEL COMERCIO
City	SAN CLEMENTE
State	CA
Zip	92672-3368
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 938 BLK LOT 174
Legal Subdivision	TR 938
Legal Tract	938
Legal Lot Number	174
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42114

Owner

Source: Orange County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4015 CALLE ISABELLA, SAN CLEMENTE, CA 92672-4532
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
Dec 20, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	2026224721
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	0000548393
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2026
Property Address	2603 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3368
Document Number	0000224721
Instrument Date	Jul 23, 2026
Instrument	2026224721
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250,530.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4015 CALLE ISABELLA, SAN CLEMENTE, CA 92672-4532

Mortgage

Document Number	0000224722,
Date	Aug 7, 2026
Instrument	2026224722

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 20, 2017
Property Address	2603 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3368
Document Number	0000548393
Instrument Date	Dec 19, 2017
Instrument	548393
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2603 CALLE DEL COMERCIO SAN CLEMENTE CA 926723368, SAN CLEMENTE, CA 92672-3368

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,595,803 (+2%) Land $1,486,720 Building $109,083
2025	$15,814.00 (+1.7%)	$1,564,513 (+4.04%) Land $1,457,568 Building $106,945
2024	$15,550.00 (+2.16%)
2023	$15,221.00 (+1.94%)	$1,503,762 Land $1,400,968 Building $102,794
2022	$14,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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