Kane County property record for 2609 Cedar Ave, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,541 sqft · built 1995 |
| Lot Size | 0.235 acres (10,243 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Jun 2023) |
| Tax Bill | $11,610 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-177-013 |
| Primary APN | 12-08-177-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,541 sqft Living Area |
| Gross Area | 3,789 sqft |
| Basement Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 10,243 sqft (0.235 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2609 CEDAR AVE |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 IN STERLING MANOR UNIT 1 |
| Legal Subdivision | STERLING MANOR |
| Legal Block | 4 |
| Legal Lot Number | 38 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 854800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2609 CEDAR AVE, GENEVA, IL 60134-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Mar 1, 2013 · Amount on Record |
| Deed Document Number | 202319712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 15, 2023 |
| Property Address | 2609 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000019712 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023K019712 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2609 CEDAR AVE, GENEVA, IL 60134-3931 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 515 N NOBLE ST, CHICAGO, IL 60642-7414 |
| Document Number | 0000019713 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023K019713 |
| Name | PROPER RATE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate | 6.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2609 CEDAR AVE, GENEVA, IL 60134-3931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062122 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020K062122 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2040 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,610.00 (+10.9%) | $168,757 (+8.5%) Land $40,727 Building $128,030 | $506,474 (+8.5%) Land $122,230 Building $384,244 |
| 2024 | $155,536 (+18.38%) Land $37,536 Building $118,000 | $466,795 (+18.43%) Land $112,653 Building $354,142 | |
| 2022 | $10,469.00 (+3.02%) Homeowner's exemption | $131,386 (+3.86%) Land $31,708 Building $99,678 | $394,158 (+3.86%) Land $95,124 Building $299,034 |
| 2021 | $10,162.00 Homeowner's exemption | $126,503 Land $30,530 Building $95,973 | $379,509 Land $91,590 Building $287,919 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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