Kane County property record for 2624 Cedar Ave, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,032 sqft · built 1994 |
| Lot Size | 0.254 acres (11,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jun 2021) |
| Tax Bill | $12,467 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-178-004 |
| Primary APN | 12-08-178-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,032 sqft Living Area |
| Gross Area | 4,428 sqft |
| Basement Area | 1,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 11,072 sqft (0.254 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 2624 CEDAR AVE |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43 STERLING MANOR |
| Legal Subdivision | STERLING MANOR UN 01 |
| Legal Block | 4 |
| Legal Lot Number | 43 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 854800 |
2624 Cedar Ave is owned and occupied by two individuals who bought it in June 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2624 CEDAR AVE, GENEVA, IL 60134-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Nov 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Jul 1, 2005 · Amount on File |
| Deed Document Number | 202150232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 30, 2021 |
| Property Address | 2624 CEDAR AVE, GENEVA, IL 60134-3930 |
| Document Number | 0000050232 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021K050232 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2624 CEDAR AVE, 2624, GENEVA, IL 60134-3930 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2624 CEDAR AVE, GENEVA, IL 60134-3930 |
| Document Number | 0000050233 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021K050233 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2624 CEDAR AVE, GENEVA, IL 60134-3930 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034129 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021K034129 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2624 CEDAR AVE, GENEVA, IL 60134-3930 |
| Document Number | 0000057275 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2624 CEDAR AVE GENEVA IL 601343930, GENEVA, IL 60134-3930 |
| Document Number | 0000057275 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 57275 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2048 |
The 2025 property tax bill for 2624 Cedar Ave was $12,467 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,467.00 Homeowner's exemption | $180,612 (+8.5%) Land $40,727 Building $139,885 | $542,053 (+8.5%) Land $122,230 Building $419,823 |
| 2024 | $166,462 Land $37,536 Building $128,926 | $499,586 Land $112,653 Building $386,933 | |
| 2022 | $11,239.00 (+3%) Homeowner's exemption | $140,614 (+3.86%) Land $31,708 Building $108,906 | $421,842 (+3.86%) Land $95,124 Building $326,718 |
| 2021 | $10,912.00 Homeowner's exemption | $135,388 Land $30,530 Building $104,858 | $406,164 Land $91,590 Building $314,574 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2624 Cedar Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2624 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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