2603 Cedar Ave, Geneva, IL 60134 Property Records

Kane County property record for 2603 Cedar Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,776 sqft · built 1994
Lot Size	0.284 acres (12,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Nov 2020)
Tax Bill	$12,944 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-177-012`

Property Details

APN / Parcel Number

Primary APN	`12-08-177-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	3,966 sqft
Basement Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	12,392 sqft (0.284 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2603 CEDAR AVE
City	GENEVA
State	IL
Zip	60134-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT1 39
Legal Subdivision	STERLING MANOR
Legal Block	4
Legal Lot Number	39
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4027
Census Tract	854800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2603 CEDAR AVE, GENEVA, IL 60134-3931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Sep 30, 1994 · Amount on Record
Deed Document Number	202073023
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 25, 2020
Property Address	2603 CEDAR AVE, GENEVA, IL 60134-3931
Document Number	0000073023
Instrument Date	Nov 10, 2020
Instrument	2020K073023
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2603 CEDAR AVE, GENEVA, IL 60134-3931

Mortgage

Document Number	0000073024
Date	Nov 25, 2020
Instrument	2020K073024

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,944.00 (+10.93%) Homeowner's exemption	$187,226 (+8.5%) Land $40,727 Building $146,499	$561,903 (+8.5%) Land $122,230 Building $439,673
2024		$172,558 (+18.38%) Land $37,536 Building $135,022	$517,881 (+18.43%) Land $112,653 Building $405,228
2022	$11,669.00 (+2.99%) Homeowner's exemption	$145,764 (+3.86%) Land $31,708 Building $114,056	$437,292 (+3.86%) Land $95,124 Building $342,168
2021	$11,330.00 Homeowner's exemption	$140,347 Land $30,530 Building $109,817	$421,041 Land $91,590 Building $329,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20