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2608 Chardonnay Ct, Laredo, TX 78045 Property Records

Webb County property record for 2608 Chardonnay Ct, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,841 sqft · built 2020
Lot Size0.184 acres (7,999 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Sep 2020)
Tax Bill$2,135 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN988-45002-090

Property Details

APN / Parcel Number

Primary APN988-45002-090
Alternative APN
  • 597751

Interior

Stories1 Story
Building Area2,841 sqft Living Area
Gross Area3,281 sqft
1st Floor Area2,841 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,999 sqft (0.184 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area306 sqft
PorchOpen Porch
Porch Area488 sqft

Location & Zoning

Street Address2608 CHARDONNAY CT
CityLAREDO
StateTX
Zip78045-8664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE, BLOCK 2, LOT 9, PHASE IV
Legal SubdivisionTHE RESERVE
Legal PhaseIV
Legal Block2
Legal Lot Number9
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3015
Census Tract1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2608 CHARDONNAY CT, LAREDO, TX 78045-8664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Deed Document Number20201405046
Deed Book / Page4868 / 709
Prior Transfer DateSep 18, 2020
Prior Transfer Doc004868/709
Record UpdatedOct 29, 2026

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 23, 2020
Property Address2608 CHARDONNAY CT, LAREDO, TX 78045-8664
Document Number004868/709
Book / Page4868 / 709
Map ReferenceVOL 35 PG 95&96
Instrument DateSep 18, 2020
Instrument1405046
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 451130, LAREDO, TX 78045-0027

Transferred To (Grantee/Buyer)

NameVerified Name
Address2608 CHARDONNAY CT, LAREDO, TX 78045-8664

Mortgage

Document Number0001405047
DateSep 23, 2020
Instrument1405047
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$484,054 (-0.46%) Land $141,664 Building $342,390$484,054 (-0.46%) Land $141,664 Building $342,390
2025$2,135.00 (+1.62%) Homeowner's exemption Senior Citizen's exemption$486,295 (+13.12%) Land $141,664 Building $344,631$486,295 (+13.12%) Land $141,664 Building $344,631
2024$2,101.00 (-29.07%)
2023$429,890 Land $121,666 Building $308,224$429,890 Land $121,666 Building $308,224
2022$2,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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