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2610 Chardonnay Ct, Laredo, TX 78045 Property Records

Webb County property record for 2610 Chardonnay Ct, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,577 sqft · built 2020
Lot Size0.184 acres (7,999 sqft)
OwnerIndividual Name on Record
Last Sale$480,900 (Nov 2020)
Tax Bill$2,283 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN988-45002-100

Property Details

APN / Parcel Number

Primary APN988-45002-100
Alternative APN
  • 597752

Interior

Stories1 Story
Building Area2,577 sqft Living Area
Gross Area3,017 sqft
1st Floor Area2,577 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,999 sqft (0.184 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area284 sqft

Location & Zoning

Street Address2610 CHARDONNAY CT
CityLAREDO
StateTX
Zip78045-8664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE, BLOCK 2, LOT 10, PHASE IV
Legal SubdivisionTHE RESERVE
Legal PhaseIV
Legal Block2
Legal Lot Number10
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3015
Census Tract1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2610 CHARDONNAY CT, LAREDO, TX 78045-8664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2020 · Amount on Record
Deed SaleNov 4, 2020 · Amount on Record
Deed Document Number20201409363
Deed Book / Page4895 / 837
Prior Transfer DateOct 30, 2020
Prior Transfer Doc004895/837
Record UpdatedOct 29, 2026

November 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 4, 2020
Property Address2610 CHARDONNAY CT, LAREDO, TX 78045-8664
Document Number004895/837
Book / Page4895 / 837
Map ReferenceVOL 35 PG 95&96
Instrument DateOct 30, 2020
Instrument1409363
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 CHARDONNAY CT, LAREDO, TX 78045-8664

Mortgage

Document Number0001409364
DateNov 4, 2020
Instrument1409364
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449,189 (-0.43%) Land $141,668 Building $307,521$449,189 (-0.43%) Land $141,668 Building $307,521
2025$2,283.00 (+9.34%) Homeowner's exemption$451,124 (+13.73%) Land $141,668 Building $309,456$451,124 (+13.73%) Land $141,668 Building $309,456
2024$2,088.00 (-25.11%)
2023$396,677 Land $121,670 Building $275,007$396,677 Land $121,670 Building $275,007
2022$2,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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