2603 Chardonnay Ct, Laredo, TX 78045 Property Records

Webb County property record for 2603 Chardonnay Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,649 sqft · built 2006
Lot Size	0.195 acres (8,510 sqft)
Owner	Individual Name on File
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988-40002-080`

Property Details

APN / Parcel Number

Primary APN	`988-40002-080`
Alternative APN	`319362`

Interior

Stories	1 Story
Building Area	2,649 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,649 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,510 sqft (0.195 acres)
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	278 sqft

Location & Zoning

Street Address	2603 CHARDONNAY CT
City	LAREDO
State	TX
Zip	78045-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE RESERVE, BLOCK 2, LOT 8, PHASE I
Legal Subdivision	THE RESERVE
Legal Phase	I
Legal Block	2
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3014
Census Tract	1722

Owner

2603 Chardonnay Ct is owned and occupied by an individual who acquired it in June 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 451770, LAREDO, TX 78045-0043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019
Deed Sale	Jun 25, 2019
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	20191364247
Deed Book / Page	4619 / 732
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	004455/154
Record Updated	Oct 29, 2026

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 27, 2018
Property Address	2603 CHARDONNAY CT, LAREDO, TX 78045-8664
Document Number	004455/154
Book / Page	4455 / 154
Map Reference	VOL 25 PG 68-69
Instrument Date	Jul 20, 2018
Instrument	1335535
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9813 SANDHILL UNIT 48, 48, LAREDO, TX 78045-8678

Mortgage

Document Number	0001335536
Date	Jul 27, 2018
Instrument	1335536

Lender

Name	ALTERRA GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Chardonnay Ct was $2,215 with a homeowner's exemption, down 12% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,133 (-0.61%) Land $150,712 Building $284,421	$435,133 (-0.61%) Land $150,712 Building $284,421
2025	$2,215.00 (-12%) Homeowner's exemption	$437,810 Land $150,712 Building $287,098	$437,810 Land $150,712 Building $287,098
2024	$2,517.00
2023		$385,333 Land $129,437 Building $255,896	$385,333 Land $129,437 Building $255,896
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 Chardonnay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Chardonnay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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