2607 Little Rd, Toano, VA 23168 Property Records

James City County property record for 2607 Little Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 2016
Lot Size	6.66 acres (290,110 sqft)
Owner	2 Company Names on Record
Last Sale	$269,872 (Feb 2016)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-4 01-0-0053`

Property Details

APN / Parcel Number

Primary APN	`21-4 01-0-0053`
Alternative APN	`33688`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	290,110 sqft (6.66 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	33688
Street Address	2607 LITTLE RD
City	TOANO
State	VA
Zip	23168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL R
Legal Description	L-3 CHIEFTAN'S VILLAGE
Legal Subdivision	CHIEFTANS VILLAGE
Legal Lot Number	3
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1039
Census Tract	80306

Owner

Source: James City County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2607 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage CHRISTENSEN FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2016 · Amount on Record
Deed Sale	Feb 5, 2016 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	20162029
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 22, 2026
Property Address	2607 LITTLE RD, TOANO, VA 23168
Document Number	0000006198
Instrument Date	May 14, 2026
Instrument	20266198
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2607 LITTLE CREEK DAM RD, TOANO, VA 23168-8618

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2607 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210024733
Date	Dec 21, 2021
Instrument	210024733

Lender

Name	GOODLEAP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.88%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2607 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Document Number	0000003587
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 LITTLE CREEK DAM RD TOANO VA 231688618, TOANO, VA 23168-8618

Mortgage

Document Number	0000003587
Date	Mar 9, 2020
Instrument	3587

Lender

Name	CHRISTENSEN FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,188.00 (+6.41%)	$384,200 (+18.22%) Land $106,600 Building $277,600	$384,200 (+18.22%) Land $106,600 Building $277,600
2024	$2,996.00 (+11.09%)
2023	$2,697.00	$325,000 Land $85,300 Building $239,700	$325,000 Land $85,300 Building $239,700
2022	$2,697.00 (+20.08%)
2019	$2,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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