2603 Little Rd, Toano, VA 23168 Property Records

James City County property record for 2603 Little Rd, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 2004
Lot Size0.725 acres (31,581 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Oct 2025)
Tax Bill$2,680 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-4 02-0-0015

Property Details

APN / Parcel Number

Primary APN21-4 02-0-0015
Alternative APN
  • 19466

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area31,581 sqft (0.725 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number19466
Street Address2603 LITTLE RD
CityTOANO
StateVA
Zip23168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8 RURAL R
Legal DescriptionL-15 LONGHOUSE VILLAGE
Legal SubdivisionLONGHOUSE VILLAGE
Legal Lot Number15
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1039
Census Tract80306

Owner

2603 Little Rd is owned by an individual who bought it in October 2025.

Source: James City County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address2603 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025 · Amount on File
Deed SaleOct 16, 2025 · Amount on File
Prior SaleJun 1, 2004 · Amount on File
Record UpdatedSep 20, 2026

October 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionJAMES CITY VA
Recording DateOct 16, 2025
Property Address2603 LITTLE RD, TOANO, VA 23168
Document Number0202514690
Map ReferenceMB 33 PG 38
Instrument DateOct 14, 2025
Instrument202514690
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 LITTLE CREEK DAM RD, TOANO, VA 23168-8618

Mortgage

Document Number0202514691
DateOct 16, 2025
Instrument202514691
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Little Rd was $2,680, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,680.00 (+6.39%)$323,000 Land $57,200 Building $265,800$323,000 Land $57,200 Building $265,800
2024$2,519.00 (+33.35%)
2023$1,889.00$227,600 Land $48,800 Building $178,800$227,600 Land $48,800 Building $178,800
2022$1,889.00
2019$1,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 Little Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 147 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims14 (2003–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Little Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Little Rd

Nearby Streets

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