2605 Little Rd, Toano, VA 23168 Property Records

James City County property record for 2605 Little Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 2018
Lot Size	8.36 acres (364,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,725 (May 2018)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-4 01-0-0054`

Property Details

APN / Parcel Number

Primary APN	`21-4 01-0-0054`
Alternative APN	`33689`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
Basement Area	1,874 sqft
Finished Basement	35 sqft

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	364,597 sqft (8.36 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	33689
Street Address	2605 LITTLE RD
City	TOANO
State	VA
Zip	23168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL RESIDENTIAL
Legal Description	L-4 CHIEFTAN'S VILLAGE
Legal Subdivision	CHIEFTANS VILLAGE
Legal Lot Number	4
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1039
Census Tract	80306

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2605 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
Jun 16, 2017	Grant Deed, Transfer
Apr 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Jun 16, 2017
Deed Document Number	180008257
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2605 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Document Number	0000013724
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 LITTLE CREEK DAM RD TOANO VA 231688618, TOANO, VA 23168-8618

Mortgage

Document Number	0000013724
Date	Sep 23, 2019
Instrument	13724

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 7, 2018
Property Address	2605 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Document Number	0000008257
Instrument Date	Apr 25, 2018
Instrument	8257
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 LITTLE CREEK DAM RD TOANO VA 231688618, TOANO, VA 23168-8618

Mortgage

Document Number	8258
Date	May 7, 2018
Instrument	8258

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 16, 2017
Property Address	2605 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Document Number	0000012447
Instrument Date	May 15, 2017
Instrument	12447
Transaction Type	Transfer
Record Updated	Jun 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 5, 2017
Property Address	2605 LITTLE CREEK DAM RD, TOANO, VA 23168-8618
Document Number	0000007057
Instrument Date	Apr 5, 2017
Instrument	7057
Transaction Type	Transfer
Record Updated	Apr 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (+6.41%)	$461,900 (+17.89%) Land $106,600 Building $355,300	$461,900 (+17.89%) Land $106,600 Building $355,300
2024	$3,602.00 (+10.8%)
2023	$3,251.00	$391,800 Land $85,300 Building $306,500	$391,800 Land $85,300 Building $306,500
2022	$3,251.00 (+8.73%)
2019	$2,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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