2607 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2607 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,196 sqft · built 1968
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Aug 2022)
Tax Bill$3,497 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN235OE009

Property Details

APN / Parcel Number

Primary APN235OE009
Alternative APNs
  • 206618205223
  • 80049610
  • 80131176

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,196 sqft Heated Area
Gross Area1,758 sqft
1st Floor Area210 sqft
FlooringLaminate Plank
Interior WallsPaneling

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area9,801 sqft (0.225 acres)
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80131176
Street Address2607 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-4 B-32 S-3 LONG BEACH PL 1/96-99
Legal SubdivisionOAK ISLAND
Legal Block32
Legal Lot Number4
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1035
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10002 TRIPLE OAK RD, CHARLOTTE, NC 28277-6669
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Mar 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleMay 26, 2016 · Amount on Record
Deed Book / Page4901 / 1260
Prior Transfer DateNov 28, 2011
Prior Transfer Doc3216001227
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateAug 25, 2022
Property Address2607 E BEACH DR, OAK ISLAND, NC 28465-6052
Document Number0049011260
Book / Page4901 / 1260
Map ReferenceMB 1 PG 96-99
Instrument DateAug 22, 2022
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyNOT AVAILABLE, INVESTORS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address634 BARON RD, 634, WAXHAW, NC 28173-9382

Transferred To (Grantee/Buyer)

NameVerified Name
Address10002 TRIPLE OAK RD, CHARLOTTE, NC 28277-6669

Mortgage

Document Number0049011279
DateAug 25, 2022
Instrument4901/1279
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address2607 E BEACH DR, OAK ISLAND, NC 28465-6052
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045380298
DateJan 29, 2021
Book Page4538/298
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address2607 E BEACH DR, OAK ISLAND, NC 28465-6052
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041691131
DateMar 22, 2019
Book Page4169/1131
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$915,410 (-) Land $575,000 Building $340,410$915,410 (-) Land $575,000 Building $340,410
2025$3,497.00$915,410 (-) Land $575,000 Building $340,410$915,410 (-) Land $575,000 Building $340,410
2023$915,410 Land $575,000 Building $340,410$915,410 Land $575,000 Building $340,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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