2602 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2602 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1955
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$950,000 (Mar 2026)
Tax Bill$2,370 (2025)
Deeds & MortgagesSep 2026 Sale
Feb 2024 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN235OC012

Property Details

APN / Parcel Number

Primary APN235OC012
Alternative APNs
  • 206617203468
  • 80090618
  • 80155814

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area840 sqft Heated Area
Gross Area1,992 sqft
FlooringSoftwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80155814
Street Address2602 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-1 B-31 S-3 LB PLAT 1/96-99
Legal SubdivisionOAK ISLAND SEC 03
Legal Block31
Legal Lot Number1
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1037
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5008 E OAK ISLAND DR, 2, OAK ISLAND, NC 28465-5261
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 23, 2024Deed of Trust, Mortgage
DAVID KAPELLA
Dec 21, 2023Deed of Trust, Mortgage · SBA Mortgage
CUSTOMERS BANK
Sep 5, 2024Deed of Trust, Mortgage · Stand-Alone First Mortgage
SOFTECH HOLDINGS INC
Mar 2, 2026Warranty Deed, Transfer · Conventional Mortgage
BOXCAR MORTGAGE LLC
Jan 7, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2026 · Amount on Record
Deed SaleMar 2, 2026 · Amount on Record
Prior SaleJun 21, 2024 · Amount on Record
Deed Book / Page5513 / 52
Prior Transfer DateApr 29, 2013
Prior Transfer Doc0034010960
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateSep 2, 2026
Property Address2602 E BEACH DR, OAK ISLAND, NC 28465-6051
Document Number5627000619
Book / Page5627 / 619
Instrument DateAug 13, 2026
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address5008 E OAK ISLAND DR, 2, OAK ISLAND, NC 28465-5261

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address2602 E BEACH DR, OAK ISLAND, NC 28465-6051
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 PORCHES DR, WILMINGTON, NC 28409-4971

Mortgage

Document Number0051390913
DateFeb 23, 2024
Book Page5139/913
Lender
NameDAVID KAPELLA
TypePrivate Party
Address314 CAPE FEAR BLVD, CAROLINA BEACH, NC 28428
Agreement
AmountAmount Recorded
Term23 Months
DueDec 31, 2025

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address2602 E BEACH DR, OAK ISLAND, NC 28465-6051
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 MILITARY CUTOFF RD 201, 201, WILMINGTON, NC 28405-4367

Mortgage

Document Number0051170195
DateDec 21, 2023
Book Page5117/195
Lender
NameCUSTOMERS BANK
TypeBank
AddressDOWNINGTOWN, PA 19335
Agreement
TypeSBA Mortgage
AmountAmount Recorded

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address2602 E BEACH DR, OAK ISLAND, NC 28465-6051
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052311186
DateSep 5, 2024
Book Page5231/1186
Lender
NameSOFTECH HOLDINGS INC
TypeNon-Lending Institution
AddressMIAMI, FL 33146
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term22 Months
DueJul 14, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMar 2, 2026
Property Address2602 E BEACH DR, OAK ISLAND, NC 28465-6051
Document Number0055130052
Book / Page5513 / 52
Map ReferenceMB 1 PG 96-99
Instrument DateMar 2, 2026
Transaction TypeTransfer
Record UpdatedMar 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address912 CONE AVE, PINEVILLE, NC 28134-7596

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address209 TENNWOOD CT, DURHAM, NC 27712-8952

Mortgage

Document Number0000551354
DateMar 2, 2026
Instrument5513/54
Lender
NameBOXCAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJan 7, 2020
Property Address2602 E BEACH DR, OAK ISLAND, NC 28465-6051
Document Number0042980732
Book / Page4298 / 0732
Map ReferenceMB 1 PG 96-99
Instrument DateJan 6, 2020
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4026 CHAPRA DR, 4026, WILMINGTON, NC 28412-2027

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 PORCHES DR, WILMINGTON, NC 28409-4971

Mortgage

Document Number42980735
DateJan 7, 2020
Instrument4298/0735
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
Change Frequency5 Years
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$620,520 (-) Land $445,000 Building $175,520$620,520 (-) Land $445,000 Building $175,520
2025$2,370.00 (-7.78%)$620,520 (-) Land $445,000 Building $175,520$620,520 (-) Land $445,000 Building $175,520
2024$2,570.00
2023$620,520 Land $445,000 Building $175,520$620,520 Land $445,000 Building $175,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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