2603 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2603 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,765 sqft · built 1984
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Feb 2020)
Tax Bill$3,605 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Feb 2018 Sale
Flood ZoneZone VE (high risk)
APN235OE01101

Property Details

APN / Parcel Number

Primary APN235OE01101
Alternative APNs
  • 206617203294
  • 80091659

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,765 sqft Heated Area
Gross Area2,305 sqft
1st Floor Area180 sqft
FlooringLaminate Plank
Interior WallsPaneling

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area10,454 sqft (0.24 acres)
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80091659
Street Address2603 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-2 B-32 S-3 LB PLAT 1/96-99
Legal SubdivisionOAK ISLAND
Legal Block32
Legal Lot Number2
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1035
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1514 VIRGINIA ST E, CHARLESTON, WV 25311-2412
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2020Warranty Deed, Transfer · Conventional Mortgage
VICTORY COMMUNITY BANK
Feb 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Prior SaleFeb 13, 2018 · Amount on Record
Deed Book / Page4314 / 382
Prior Transfer DateSep 25, 2019
Prior Transfer Doc0042650762
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateFeb 11, 2020
Property Address2603 E BEACH DR, OAK ISLAND, NC 28465-6052
Document Number0043140382
Book / Page4314 / 382
Map ReferenceMB 1 PG 96-99
Instrument DateFeb 4, 2020
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1395 QUEENS WAY, 1395, CARMEL, IN 46032-9665

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1 JOHNSTONE RD, CHARLESTON, WV 25309-9535

Mortgage

Document Number43140385
DateFeb 11, 2020
Instrument4314/0385
Lender
NameVICTORY COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2040

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateFeb 13, 2018
Property Address2603 E BEACH DR, OAK ISLAND, NC 28465-6052
Document Number0040161261
Book / Page004016 / 001261
Instrument DateFeb 2, 2018
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,035.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1395 QUEENS WAY CARMEL IN 460329665, CARMEL, IN 46032-9665

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$943,690 (-) Land $575,000 Building $368,690$943,690 (-) Land $575,000 Building $368,690
2025$3,605.00$943,690 (-) Land $575,000 Building $368,690$943,690 (-) Land $575,000 Building $368,690
2023$943,690 Land $575,000 Building $368,690$943,690 Land $575,000 Building $368,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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