Sebastian County property record for 2605 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,241 sqft |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Jul 2025) |
| Tax Bill | $3,572 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1304-00000-00 |
| Primary APN | 12584-1304-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,241 sqft Living Area |
| Gross Area | 3,766 sqft |
| 1st Floor Area | 2,180 sqft |
| Upper Floors Area | 1,061 sqft |
| Basement Area | 150 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 180 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 848 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89213 |
|---|---|
| Street Address | 2605 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1304 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 16 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1304 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1311 |
Source: Sebastian County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2605 RAMSGATE WAY, FORT SMITH, AR 72908-0920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 8, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK |
| Aug 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Aug 26, 2019 · Amount on Record |
| Deed Document Number | 202514189 |
| Prior Transfer Date | Dec 31, 2004 |
| Prior Transfer Doc | 0007154303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2605 RAMSGATE WAY, FORT SMITH, AR 72908-0920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017F26721 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 2017F-26721 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Aug 26, 2019 |
| Property Address | 2605 RAMSGATE WAY, FORT SMITH, AR 72908-0920 |
| Document Number | 2019F18103 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019F-18103 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1408 FIANNA WAY, 1408, FORT SMITH, AR 72908-0824 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2605 RAMSGATE WAY, FORT SMITH, AR 72908-0920 |
| Document Number | 2019F18104 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019F-18104 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,572.00 | $83,290 (-) Land $14,000 Building $69,290 | $416,450 (-) Land $70,000 Building $346,450 |
| 2025 | $3,572.00 (+19.99%) Homeowner's exemption | $83,290 (+42.13%) Land $14,000 Building $69,290 | $416,450 (+42.13%) Land $70,000 Building $346,450 |
| 2023 | $2,977.00 Homeowner's exemption | $58,600 Land $11,000 Building $47,600 | $293,000 Land $55,000 Building $238,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 79% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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