2605 Elgin St, Durham, NC 27704 Property Records

Durham County property record for 2605 Elgin St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,215 sqft · built 1946
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2024)
Tax Bill	$4,046 (2026)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0832-07-7598`

Property Details

APN / Parcel Number

Primary APN	`0832-07-7598`
Alternative APNs	`0832-07-75-9815` `083205077598` `108910`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,215 sqft Heated Area
1st Floor Area	810 sqft
Basement Area	202 sqft
Unfinished Basement	202 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	105 ft deep x 67 ft wide
Porch	Porch
Porch Area	84 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2605 ELGIN ST
City	DURHAM
State	NC
Zip	27704-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	GREENWOOD/LT#100 GR/PT PL:000014-000088
Legal Subdivision	GREENWOOD
Legal Lot Number	100
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2005
Census Tract	102

Owner

2605 Elgin St is owned and occupied by an individual who bought it in August 2024.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2605 ELGIN ST, DURHAM, NC 27704-4232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	May 16, 2014 · Amount on File
Deed Document Number	2024105963
Deed Book / Page	10155 / 602
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0094880823
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Oct 8, 2021
Property Address	2605 ELGIN ST, DURHAM, NC 27704-4232
Document Number	0094880823
Book / Page	9488 / 823
Map Reference	MB 14 PG 88
Instrument Date	Sep 23, 2021
Instrument	2021051375
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust

Tax Assessment & Valuation

The 2026 property tax bill for 2605 Elgin St was $4,046, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,046.00 (+2.51%)	$398,196 (-) Land $174,000 Building $224,196	$398,196 (-) Land $174,000 Building $224,196
2025	$3,947.00	$398,196 Land $174,000 Building $224,196	$398,196 Land $174,000 Building $224,196
2023	$2,157.00 (+2.32%)	$164,716 Land $27,597 Building $137,119	$164,716 Land $27,597 Building $137,119
2022	$2,108.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2605 Elgin St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	6 (2016–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2605 Elgin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20