Durham County property record for 2520 Elgin St, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,135 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $197,000 (Nov 2018) |
| Tax Bill | $3,440 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2023 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0832-17-0316 |
| Primary APN | 0832-17-0316 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,135 sqft Heated Area |
| 1st Floor Area | 1,075 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 199 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 2520 ELGIN ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | NORTHGATE/BLK:F/LT#14 PL:000012-000040 |
| Legal Subdivision | NORTHGATE |
| Legal Block | F |
| Legal Lot Number | 14 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 102 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 202 W KNOX ST, DURHAM, NC 27701-1329 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 24, 2023 | Warranty Deed, Transfer |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 28, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Sep 19, 2011 · Amount on Record |
| Deed Document Number | 201841047 |
| Deed Book / Page | 8553 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2520 ELGIN ST, DURHAM, NC 27704-4231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0093050105 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 9305/105 |
| Instrument | 2021020004 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 24, 2023 |
| Property Address | 2520 ELGIN ST, DURHAM, NC 27704-4231 |
| Document Number | 0098840895 |
| Book / Page | 9884 / 895 |
| Map Reference | MB 12 PG 40 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023056038 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 W KNOX ST, DURHAM, NC 27701-1329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2520 ELGIN ST, DURHAM, NC 27704-4231 |
| Document Number | 0087810316 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2520 ELGIN ST DURHAM NC 277044231, DURHAM, NC 27704-4231 |
| Document Number | 0087810316 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 008781/000316 |
| Instrument | 38797 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 21, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Nov 28, 2018 |
| Property Address | 2520 ELGIN ST, DURHAM, NC 27704-4231 |
| Document Number | 0085530585 |
| Book / Page | 008553 / 000585 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 41047 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $394.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 ELGIN ST DURHAM NC 277044231, DURHAM, NC 27704-4231 |
| Document Number | 85530587 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 008553/000587 |
| Instrument | 41048 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,440.00 (+2.53%) | $338,507 (-) Land $151,290 Building $187,217 | $338,507 (-) Land $151,290 Building $187,217 |
| 2025 | $3,355.00 (+34.42%) | $338,507 (+77.62%) Land $151,290 Building $187,217 | $338,507 (+77.62%) Land $151,290 Building $187,217 |
| 2023 | $2,496.00 (+2.34%) | $190,577 Land $25,174 Building $165,403 | $190,577 Land $25,174 Building $165,403 |
| 2022 | $2,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance under future conditions |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2016–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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