Durham County property record for 2518 Elgin St, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 981 sqft · built 1950 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,500 (Nov 2014) |
| Tax Bill | $3,311 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0832-17-0321 |
| Primary APN | 0832-17-0321 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 981 sqft Heated Area |
| 1st Floor Area | 981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 206 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 2518 ELGIN ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | NORTHGATE/BLK:F/LT#15 PL:000012-000040 |
| Legal Subdivision | NORTHGATE |
| Legal Block | F |
| Legal Lot Number | 15 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 102 |
2518 Elgin St is owned and occupied by two individuals who acquired it in December 2025.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2518 ELGIN ST, DURHAM, NC 27704-4231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Intrafamily Transfer, Transfer |
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on File |
| Deed Sale | Nov 21, 2014 · Amount on File |
| Prior Sale | Jul 26, 2004 · Amount on File |
| Deed Document Number | 201435784 |
| Deed Book / Page | 7605 / 343 |
| Last Transfer Date | Dec 9, 2025 |
| Transfer Doc | 0104440740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Dec 15, 2025 |
| Property Address | 2518 ELGIN ST, DURHAM, NC 27704-4231 |
| Document Number | 0104440740 |
| Book / Page | 10444 / 740 |
| Map Reference | MB 12 PG 40 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2025157596 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2518 ELGIN ST, DURHAM, NC 27704-4231 |
| Name | Verified Name |
|---|---|
| Address | 2518 ELGIN ST, DURHAM, NC 27704-4231 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2518 ELGIN ST, DURHAM, NC 27704-4231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TTL INS CO WEST |
| Name | Verified Name |
|---|
| Document Number | 0096340756 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 9634/756 |
| Instrument | 2022009859 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2518 ELGIN ST, DURHAM, NC 27704-4231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0090710350 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 9071/350 |
| Instrument | 2020039414 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
The 2026 property tax bill for 2518 Elgin St was $3,311, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,311.00 (+2.51%) | $325,867 (-) Land $169,260 Building $156,607 | $325,867 (-) Land $169,260 Building $156,607 |
| 2025 | $3,230.00 | $325,867 Land $169,260 Building $156,607 | $325,867 Land $169,260 Building $156,607 |
| 2023 | $2,535.00 (+2.34%) | $193,553 Land $28,141 Building $165,412 | $193,553 Land $28,141 Building $165,412 |
| 2022 | $2,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2518 Elgin St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2016–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2518 Elgin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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