1248 E 38th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1248 E 38th St, Chattanooga, TN 37407

Property Summary

Property Type	Warehouse, Storage
Details	38,754 sqft · built 1987
Lot Size	2.27 acres (98,881 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Nov 2022)
Tax Bill	$9,416 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`167D F 011.01`

Property Details

APN / Parcel Number

Primary APN	`167D F 011.01`
Alternative APN	`0000166288`

Interior

Stories	1 Story
Building Area	38,754 sqft Total Area

Exterior

Year Built	Built 1987
Exterior Material	Aluminum Siding
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	358 ft deep x 276 ft wide
Loading Dock	38,754 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000166288
Street Address	1248 E 38TH ST
City	CHATTANOOGA
State	TN
Zip	37407-2438
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	M1
Legal Description	LT 1 CORNERSTONE COMMUNITY BANK SUB PB 95 PG 136 OUT OF 167D-F-11 FOR 2012
Legal Subdivision	COMMUNITY BANK SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1049
Census Tract	2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1248 E 38TH ST, CHATTANOOGA, TN 37407-2438
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Commercial Mortgage SYMPLYBANK
Oct 6, 2017	Loan Modification, Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Dec 30, 2011 · Amount on Record
Deed Document Number	2022110300181
Deed Book / Page	13134 / 785
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 3, 2022
Property Address	1248 E 38TH ST, CHATTANOOGA, TN 37407-2438
Document Number	0000000181
Book / Page	13134 / 785
Map Reference	MB 95 PG 136
Instrument Date	Nov 2, 2022
Instrument	2022110300181
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 E 38TH ST, CHATTANOOGA, TN 37407-2438

Mortgage

Document Number	0131340788
Date	Nov 3, 2022
Instrument	13134-0788

Lender

Name	SYMPLYBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1248 E 38TH ST, CHATTANOOGA, TN 37407-2438
Document Number	0000000028
Book / Page	011177 / 000699
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1248 E 38TH ST CHATTANOOGA TN 37407, CHATTANOOGA, TN 37407

Mortgage

Document Number	0000000028
Date	Oct 13, 2017
Book Page	011177/000699
Instrument	28

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 12, 2027

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,416.00 (+92.91%)	$621,280 (+184.73%)	$1,553,200 (+184.73%) Land $451,100 Building $1,102,100
2024	$4,881.00	$218,200 (-)	$545,500 (-) Land $132,400 Building $413,100
2023	$4,881.00	$218,200 (-)	$545,500 (-) Land $132,400 Building $413,100
2022	$4,881.00	$218,200	$545,500 Land $132,400 Building $413,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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