Santa Cruz County property record for 2603 Willowbrook Ln, Unit 32, Aptos, CA 95003 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,398 sqft · built 1989 |
| Lot Size | 0.028 acres (1,220 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (May 2015) |
| Tax Bill | $7,826 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-521-07 |
| Primary APN | 037-521-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 1,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,220 sqft (0.028 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 207 sqft |
| Patio Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2603 WILLOWBROOK LN, 32 |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-6015 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TRACT 933 LOT 1B |
| Legal Subdivision | WOODSIDE TERRACE PH I TR 933 |
| Legal Tract | 933 |
| Legal Lot Number | 1B |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 122005 |
Source: Santa Cruz County records · APN 037-521-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2603 WILLOWBROOK LN, 32, APTOS, CA 95003-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2015 · Amount on Record |
| Deed Sale | May 07, 2015 · Amount on Record |
| Prior Sale | Jul 02, 1998 · Amount on Record |
| Deed Document Number | 201517613 |
| Prior Transfer Date | Oct 10, 1998 |
| Prior Transfer Doc | 0000074446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2603 WILLOWBROOK LN UNIT 32, 32, APTOS, CA 95003-6015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2603 WILLOWBROOK LN 32, 32, APTOS, CA 95003-6015 |
| Document Number | 0000017764 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 2025-0017764 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2603 WILLOWBROOK LN UNIT 32, 32, APTOS, CA 95003-6015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2603 WILLOWBROOK LN 32, 32, APTOS, CA 95003-6015 |
| Document Number | 0000001346 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-0001346 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2603 WILLOWBROOK LN UNIT 32, 32, APTOS, CA 95003-6015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 2603 WILLOWBROOK LN 32, 32, APTOS, CA 95003-6015 |
| Document Number | 0000008752 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-0008752 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2603 WILLOWBROOK LN UNIT 32, 32, APTOS, CA 95003-6015 |
| Document Number | 0000012958 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 2603 WILLOWBROOK LN #32 APTOS CA 950036015, 32, APTOS, CA 95003-6015 |
| Document Number | 0000012958 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 12958 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,908 (+2%) Land $366,540 Building $197,368 | ||
| 2025 | $7,826.00 (+10.47%) | $552,851 (+4.04%) Land $359,353 Building $193,498 | |
| 2023 | $7,084.00 (+1.5%) | $531,383 Land $345,399 Building $185,984 | $651,330 |
| 2022 | $6,979.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
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