Gem County property record for 2603 Lower Bluff Rd, Emmett, ID 83617
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,035 sqft · built 1930 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,512 (Jun 2026) |
| Tax Bill | $462 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | RP07N01W317200A |
| Primary APN | RP07N01W317200A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 2,035 sqft |
| Basement Area | 245 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 46,174 sqft |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 16 sqft |
| Utility Building | 1,891 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6889 |
|---|---|
| Street Address | 2603 LOWER BLUFF RD |
| City | EMMETT |
| State | ID |
| Zip | 83617-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07N 01W SEC 31 TAX4315 |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 31 |
| Jurisdiction | GEM ID |
| Township / Civil Division | EMMETT BENCH |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 960100 |
2603 Lower Bluff Rd is owned by two individuals who bought it in June 2026.
Source: Gem County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1110 CRYSTAL CREEK LOOP, EMMETT, ID 83617-8101 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Dec 18, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Prior Sale | Dec 18, 2025 |
| Deed Document Number | 2026358637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Jun 15, 2026 |
| Property Address | 2603 LOWER BLUFF RD, EMMETT, ID 83617-9531 |
| Document Number | 0000358637 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026358637 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE ONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 0000358637, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026358637 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Dec 18, 2025 |
| Property Address | 2603 LOWER BLUFF RD, EMMETT, ID 83617-9531 |
| Document Number | 0000356301 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 356301 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2603 LOWER BLUFF RD, EMMETT, ID 83617-9531 |
The 2025 property tax bill for 2603 Lower Bluff Rd was $462.
Source: Gem County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Gem County |
| Unified School District | Emmett Independent School District 221 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $646,811 (+0.68%) | $646,811 (+0.68%) | |
| 2025 | $462.00 Homeowner's exemption | $642,432 Land $177,231 Building $465,201 | $642,432 Land $177,231 Building $465,201 |
| 2021 | $583.00 Homeowner's exemption | $426,714 Land $104,817 Building $321,897 | $426,714 Land $104,817 Building $321,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2603 Lower Bluff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2603 Lower Bluff Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · lower than 67% of Idaho |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Vickery Internet Fixed Wireless | 500 / 100 |
| Anthem Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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