2600 Stephen Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2600 Stephen Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1959
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Dec 2023)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-11-76-B-10`

Property Details

APN / Parcel Number

Primary APN	`28-37-11-76-B-10`
Alternative APNs	`28-37-11-76-0000B.0-0010.00` `2825713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	560 sqft
Porch	Florida Room
Porch Area	388 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2825713
Street Address	2600 STEPHEN DR NE
City	PALM BAY
State	FL
Zip	32905-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	FARVIEW SUBD, REPLAT OF PT OF LOT 10 BLK B
Legal Range	37E
Legal Township	28S
Legal Section	11
Legal Subdivision	FARVIEW SUBD, REPLAT OF PT OF
Legal Block	B
Legal Lot Number	10
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1014
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1515 SUMTER LN, MELBOURNE, FL 32904-8745
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SUN N SAND REALTY LLC
Jan 29, 2020	Warranty Deed, Transfer · Conventional with PMI EXCEL CAPITAL SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	2023255625
Deed Book / Page	9946 / 2432
Prior Transfer Date	Feb 8, 2002
Prior Transfer Doc	0056021768
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 6, 2023
Property Address	2600 STEPHEN DR NE, PALM BAY, FL 32905-2528
Document Number	0099462432
Book / Page	9946 / 2432
Map Reference	MB 9 PG 59
Instrument Date	Nov 30, 2023
Instrument	2023255625
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	PENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,932.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 NACKMAN RD NW, PALM BAY, FL 32907-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 SUMTER LN, WEST MELBOURNE, FL 32904-8745

Mortgage

Document Number	0099462433
Date	Dec 6, 2023
Instrument	9946/2433

Lender

Name	SUN N SAND REALTY LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Nov 1, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 29, 2020
Property Address	2600 STEPHEN DR NE, PALM BAY, FL 32905-2528
Document Number	0086501034
Book / Page	008650 / 001034
Instrument Date	Jan 21, 2020
Instrument	22697
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	KPC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	502 NACKMAN RD NW PALM BAY FL 329072805, PALM BAY, FL 32907-2805

Mortgage

Document Number	86502724
Date	Jan 29, 2020
Book Page	008650/002724
Instrument	23218

Lender

Name	EXCEL CAPITAL SOLUTIONS LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,860 (+4.26%)	$185,860 (+4.26%)
2025	$3,293.00 (-19.13%)	$178,260 (+38.31%)	$178,260 (+38.31%)
2024	$4,072.00 (+89.22%)
2023	$2,152.00 (+8.91%)	$128,880 (+6.41%) Land $45,000 Building $83,880	$128,880 (+6.41%) Land $45,000 Building $83,880
2022	$1,976.00	$121,120 Land $45,000 Building $76,120	$121,120 Land $45,000 Building $76,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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