2597 Stephen Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2597 Stephen Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,560 sqft · built 1961
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2024)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Aug 2020 Sale Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-37-11-76-C-6`

Property Details

APN / Parcel Number

Primary APN	`28-37-11-76-C-6`
Alternative APNs	`28-37-11-76-0000C.0-0006.00` `2825720`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	125 ft deep x 112 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	90 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2825720
Street Address	2597 STEPHEN DR NE
City	PALM BAY
State	FL
Zip	32905-2547
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS3
Legal Description	FARVIEW SUBD, REPLAT OF PT OF LOT 6 & NELY 1/2 OF LOT 7 BLK C
Legal Range	37E
Legal Township	28S
Legal Section	11
Legal Subdivision	FARVIEW SUBD, REPLAT OF PT OF
Legal Block	C
Legal Lot Number	6
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1010
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3397 BLUE RUNNER LN, MARGATE, FL 33063-8316
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Warranty Deed, Transfer LANDING TITLE AGENCY
Dec 30, 2019	Warranty Deed, Transfer LANDING TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on Record
Deed Sale	Oct 4, 2024 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	2024200300
Deed Book / Page	10171 / 1025
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 24, 2020
Property Address	2597 STEPHEN DR NE, PALM BAY, FL 32905-2547
Document Number	0088330799
Book / Page	008833 / 000799
Instrument Date	Aug 10, 2020
Instrument	181492
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	LANDING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,278.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 101088 PALM BAY FL 329101088, PALM BAY, FL 32910-1088

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 30, 2019
Property Address	2597 STEPHEN DR NE, PALM BAY, FL 32905-2547
Document Number	0086242649
Book / Page	008624 / 002649
Instrument Date	Dec 13, 2019
Instrument	281130
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	LANDING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5268 CRITTER LN WEST MELBOURNE FL 329049707, WEST MELBOURNE, FL 32904-9707

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,200 (-)	$163,200 (-)
2025	$3,093.00 (+10.66%)	$163,200 (+13.33%) Land $35,000 Building $128,200	$163,200 (+13.33%) Land $35,000 Building $128,200
2023	$2,795.00 (+0.94%)	$144,000 (-10.28%) Land $35,000 Building $109,000	$144,000 (-10.28%) Land $35,000 Building $109,000
2022	$2,769.00	$160,500 Land $35,000 Building $125,500	$160,500 Land $35,000 Building $125,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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