2548 Stephen Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2548 Stephen Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$26,600 (Sep 2017)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-11-76-B-7`

Property Details

APN / Parcel Number

Primary APN	`28-37-11-76-B-7`
Alternative APNs	`28-37-11-76-0000B.0-0007.00` `2825710`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	228 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2825710
Street Address	2548 STEPHEN DR NE
City	PALM BAY
State	FL
Zip	32905-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	FARVIEW SUBD, REPLAT OF PT OF LOT 7 BLK B
Legal Range	37E
Legal Township	28S
Legal Section	11
Legal Subdivision	FARVIEW SUBD, REPLAT OF PT OF
Legal Block	B
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1014
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 N PALM AVE, 33535, INDIALANTIC, FL 32903-5022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional with PMI SPACE COAST CU
Mar 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Mar 16, 2009 · Amount on Record
Deed Document Number	2017195207
Last Transfer Date	Mar 18, 2019
Transfer Doc	0086952606
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2548 STEPHEN DR NE, PALM BAY, FL 32905-2528
Document Number	0087732000
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 SEA AVE INDIALANTIC FL 329032567, INDIALANTIC, FL 32903-2567

Mortgage

Document Number	0087732000
Date	Jun 22, 2020
Book Page	008773/002000
Instrument	131913

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2035

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 19, 2020
Property Address	2548 STEPHEN DR NE, PALM BAY, FL 32905-2528
Document Number	0086952606
Book / Page	008695 / 002606
Instrument Date	Mar 18, 2019
Instrument	65397
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 N PALM AVE #33535 INDIALANTIC FL 329035022, 33535, INDIALANTIC, FL 32903-5022

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 21, 2017
Property Address	2548 STEPHEN DR NE, PALM BAY, FL 32905-2528
Document Number	0079860237
Book / Page	007986 / 000237
Instrument Date	Sep 19, 2017
Instrument	195207
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$186.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 N PALM AVE #33535 INDIALANTIC FL 329035022, 33535, INDIALANTIC, FL 32903-5022

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,720 (+19.23%)	$121,720 (+19.23%)
2025	$1,917.00 (-16.03%)	$102,090 (-17.95%)	$102,090 (-17.95%)
2024	$2,283.00 (+10.29%)
2023	$2,070.00 (+8.66%)	$124,430 (+5.85%) Land $45,000 Building $79,430	$124,430 (+5.85%) Land $45,000 Building $79,430
2022	$1,905.00	$117,550 Land $45,000 Building $72,550	$117,550 Land $45,000 Building $72,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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