2600 Ocean Shore Blvd, #1040, Ormond Beach, FL 32176 Property Records

Volusia County property record for 2600 Ocean Shore Blvd, #1040, Ormond Beach, FL 32176

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,344 sqft · built 1982
Owner	2 Trust Names on Record
Last Sale	$360,000 (Jun 2023)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3221-20-00-1040`

Property Details

APN / Parcel Number

Primary APN	`3221-20-00-1040`
Alternative APNs	`32132120001040` `21133220001040` `4538411.0` `4538411`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	37 Units
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	4538411
Street Address	2600 OCEAN SHORE BLVD, 1040
City	ORMOND BEACH
State	FL
Zip	32176-2508
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 104 WINDEMERE SHORES CONDO PER OR 2365 PGS 1924-1970 PER OR 2432 PG 0948 PER OR 6076 PG 0288 PER OR 7422 PG 2737 PER OR 7792 PG 0127 PER OR 8426 PG 2087
Legal Range	32E
Legal Township	13S
Legal Section	21
Legal Subdivision	WINDEMERE SHORES CONDO
Legal Tract	20
Legal Unit	104
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	2
Census Block	2002
Census Tract	80202

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2600 OCEAN SHORE BLVD, 104, ORMOND BEACH, FL 32176-2377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 24, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Dec 24, 2019 · Amount on Record
Deed Document Number	2023132574
Deed Book / Page	8426 / 2087
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 29, 2023
Property Address	2600 OCEAN SHORE BLVD # 1040, 1040, ORMOND BEACH, FL 32176-2508
Document Number	0084262087
Book / Page	8426 / 2087
Map Reference	MB 2365 PG 1924
Instrument Date	Jun 21, 2023
Instrument	2023132574
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 SEA FERN DR, LEESBURG, FL 34788-8639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 OCEAN SHORE BLVD APT 104, 104, ORMOND BEACH, FL 32176-2377

Mortgage

Document Number	0084262089
Date	Jun 29, 2023
Instrument	8426/2089

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2600 OCEAN SHORE BLVD # 1040, 1040, ORMOND BEACH, FL 32176-2508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076462799
Date	Jan 18, 2019
Book Page	7646/2799
Instrument	2019-011560

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 24, 2019
Property Address	2600 OCEAN SHORE BLVD # 1040, 1040, ORMOND BEACH, FL 32176-2508
Document Number	0077920127
Book / Page	7792 / 0127
Map Reference	MB 2365 PG 1924
Instrument Date	Dec 23, 2019
Instrument	2019-252333
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ADAMS CAMERON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 BEAR CREEK PATH, 40, ORMOND BEACH, FL 32174-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 OCEAN SHORE BLVD APT 104, 104, ORMOND BEACH, FL 32176-2377

Mortgage

Document Number	0077920128
Date	Dec 24, 2019
Instrument	7792/0128

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 13, 2017
Property Address	2600 OCEAN SHORE BLVD # 1040, 1040, ORMOND BEACH, FL 32176-2508
Document Number	0074222737
Book / Page	007422 / 002737
Instrument Date	Jul 11, 2017
Instrument	137109
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 OCEAN SHORE BLVD #104 ORMOND BEACH FL 321762377, 104, ORMOND BEACH, FL 32176-2377

Mortgage

Document Number	74222738
Date	Jul 13, 2017
Book Page	007422/002738
Instrument	137110

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,296 (+2.7%)	$272,900 (+5.2%) Building $272,900
2025	$2,827.00 (-7.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$205,741 (-2%)	$259,400 (-7.52%) Building $259,400
2023	$3,069.00 (+1.69%) Homeowner's exemption	$209,947 (+3%)	$280,500 (+5.65%) Building $280,500
2022	$3,018.00 Homeowner's exemption	$203,832	$265,505 Building $265,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 units insured incl. 123 condo units
Nearby Flood Claims	41 (1992–2022)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Frances, Sep 2004 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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